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13167

ZIPSAFMR
Oswego County, NY

ZIP Investment Score

61Below average

095130300
BRFMR
Eff. Rent
0 BR$1,180$1,300
1 BR$1,350$1,440
2 BR$1,680$1,610
3 BR$2,030$1,670
4 BR$2,210$1,800
5 BR$2,542Not available
6 BR$2,923Not available
7 BR$3,361Not available
8 BR$3,865Not available

Purchase Price Calculator

Maximum purchase price
$177,329

Cost breakdown

+Likely effective rent$1,610
HUD FMR$1,680
Market rentUsed$1,610
Est. payment standard (97%)$1,630
-Principal and interest-$897
Loan amount$141,863
Down payment$35,466
Rate6.50%
Term30 years
-Operating costs-$513
Property taxes-$177
Insurance-$175
Utilities$0
HOA$0
Management-$161
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$25,918(73.1% ROI)
Projected value
$190,964
Return breakdown
Property appreciation+$13,635
Loan principal paid down+$5,083
Rental cash flow+$7,200
5-year hold
+$44,366(125.1% ROI)
Projected value
$200,631
Return breakdown
Property appreciation+$23,302
Loan principal paid down+$9,064
Rental cash flow+$12,000
10-year hold
+$95,264(268.6% ROI)
Projected value
$226,996
Return breakdown
Property appreciation+$49,667
Loan principal paid down+$21,597
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.77
1 BR
0.91
2 BR
1.04
3 BR
1.22
4 BR
1.23
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 13167 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 13167 (West Monroe, NY) is $1,680 a month. That is down 2.3% from $1,720 in FY 2026. West Monroe is in the Syracuse, NY MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,493. Among 31 ZIP codes in Oswego County, 13167 has the highest two-bedroom rent (county range $1,260–$1,680). The median county two-bedroom FMR in New York is $1,385, so ZIP 13167 is 21% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 13167
BedroomsFY 2027Change90–110% range
Studio$1,180−4.1%$1,062–$1,298
1BR$1,350−2.9%$1,215–$1,485
2BR$1,680−2.3%$1,512–$1,848
3BR$2,030−2.9%$1,827–$2,233
4BR$2,210−3.1%$1,989–$2,431

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 13167
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,180$1,350$1,680$2,030$2,210
FY 2026$1,230$1,390$1,720$2,090$2,280
FY 2025$1,180$1,320$1,620$1,980$2,230
FY 2024$970$1,070$1,320$1,620$1,880
FY 2023$870$970$1,200$1,480$1,710

Two-bedroom rent in nearby Oswego County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 13167
13114$1,260−25.0%
13115$1,670−0.6%
13121$1,350−19.6%
13126$1,440−14.3%
13131$1,480−11.9%
13132$1,620−3.6%
13135$1,350−19.6%
13142$1,260−25.0%
13144$1,260−25.0%
13145$1,270−24.4%
13156$1,420−15.5%
13167Current$1,680—

Questions about ZIP 13167 rents

How much will Section 8 pay for a two-bedroom in ZIP 13167?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,493, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,344 to $1,642 a month; under the ZIP-level Small Area FMR of $1,680 it would be $1,512 to $1,848. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 13167 in?

ZIP 13167 is in the Syracuse, NY MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,493.

How much did fair market rent change in ZIP 13167 for FY 2027?

The two-bedroom FMR fell 2.3%, from $1,720 in FY 2026 to $1,680 in FY 2027. Since FY 2023 it has risen 40.0%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set