13495
ZIPSAFMR
Oneida County, NY
BRFMR
Eff. Rent
0 BR$930$930
1 BR$960$960
2 BR$1,210$1,210
3 BR$1,450$1,450
4 BR$1,680$1,680
5 BR$1,932
6 BR$2,222
7 BR$2,555
8 BR$2,938

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
0.65ratio
FMR$930
Market$1,420
vs market-$490

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.65
1 BR
1 BR
0.68ratio
FMR$960
Market$1,410
vs market-$450

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.68
2 BR
2 BR
0.65ratio
FMR$1,210
Market$1,860
vs market-$650

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.65
3 BR
3 BR
0.75ratio
FMR$1,450
Market$1,940
vs market-$490

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.75
4 BR
4 BR
0.81ratio
FMR$1,680
Market$2,070
vs market-$390

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.81
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for all bedroom sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$117,889
Rent
$1,210
Down payment
$23,578
Loan
$94,311
Mortgage
$596
Expenses
$414
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 13495 (NY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.