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Wayne County/Alton/14413

14413

ZIPSAFMR
Wayne County, NY
Zillow
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ZIP Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$1,130$1,130
1 BR$1,270$1,270
2 BR$1,590$1,590
3 BR$1,920$1,920
4 BR$2,100$2,100
5 BR$2,415Not available
6 BR$2,777Not available
7 BR$3,194Not available
8 BR$3,673Not available

Purchase Price Calculator

Maximum purchase price
$174,357

Cost breakdown

+Likely effective rent$1,590
HUD FMRUsed$1,590
Market rentN/A
Est. payment standardN/A
-Principal and interest-$882
Loan amount$139,485
Down payment$34,871
Rate6.50%
Term30 years
-Operating costs-$508
Property taxes-$174
Insurance-$175
Utilities$0
HOA$0
Management-$159
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$25,604(73.4% ROI)
Projected value
$187,763
Return breakdown
Property appreciation+$13,406
Loan principal paid down+$4,997
Rental cash flow+$7,200
5-year hold
+$43,824(125.7% ROI)
Projected value
$197,269
Return breakdown
Property appreciation+$22,912
Loan principal paid down+$8,912
Rental cash flow+$12,000
10-year hold
+$94,070(269.8% ROI)
Projected value
$223,192
Return breakdown
Property appreciation+$48,835
Loan principal paid down+$21,235
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
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Mortgage rate
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ZIP 14413 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 14413 (Alton, NY) is $1,590 a month. That is down 8.6% from $1,740 in FY 2026. Alton is in the Rochester, NY MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,416. Among 28 ZIP codes in Wayne County, 14413 has the 4th-highest two-bedroom rent (county range $1,420–$1,790). The median county two-bedroom FMR in New York is $1,385, so ZIP 14413 is 15% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 14413
BedroomsFY 2027Change90–110% range
Studio$1,130−8.9%$1,017–$1,243
1BR$1,270−8.6%$1,143–$1,397
2BR$1,590−8.6%$1,431–$1,749
3BR$1,920−8.6%$1,728–$2,112
4BR$2,100−9.1%$1,890–$2,310

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 14413
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,130$1,270$1,590$1,920$2,100
FY 2026$1,240$1,390$1,740$2,100$2,310
FY 2025$1,100$1,240$1,540$1,850$2,040
FY 2024$820$920$1,140$1,380$1,520
FY 2023$740$830$1,040$1,270$1,400

Two-bedroom rent in nearby Wayne County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 14413
14413Current$1,590—
14432$1,420−10.7%
14433$1,420−10.7%
14449$1,420−10.7%
14450$1,620+1.9%
14489$1,420−10.7%
14502$1,420−10.7%
14505$1,420−10.7%
14513$1,420−10.7%
14516$1,610+1.3%
14519$1,420−10.7%
14520$1,420−10.7%

Questions about ZIP 14413 rents

How much will Section 8 pay for a two-bedroom in ZIP 14413?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,416, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,274 to $1,558 a month; under the ZIP-level Small Area FMR of $1,590 it would be $1,431 to $1,749. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 14413 in?

ZIP 14413 is in the Rochester, NY MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,416.

How much did fair market rent change in ZIP 14413 for FY 2027?

The two-bedroom FMR fell 8.6%, from $1,740 in FY 2026 to $1,590 in FY 2027. Since FY 2023 it has risen 52.9%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentAlton, NY fair market rentNY statewide rentsWhat is SAFMR?Data sources