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Cambria County/Parkhill/15945

15945

ZIPSAFMR
Cambria County, PA
Zillow

ZIP Investment Score

144High yield potential

095130300
BRFMR
Eff. Rent
0 BR$840$710
1 BR$850$760
2 BR$1,030$820
3 BR$1,430$1,030
4 BR$1,450$1,040
5 BR$1,667Not available
6 BR$1,918Not available
7 BR$2,205Not available
8 BR$2,536Not available

Purchase Price Calculator

Maximum purchase price
$59,935

Cost breakdown

+Likely effective rent$820
HUD FMR$1,030
Market rentUsed$820
Est. payment standard (90%)$930
-Principal and interest-$303
Loan amount$47,948
Down payment$11,987
Rate6.50%
Term30 years
-Operating costs-$317
Property taxes-$60
Insurance-$175
Utilities$0
HOA$0
Management-$82
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$13,526(112.8% ROI)
Projected value
$64,544
Return breakdown
Property appreciation+$4,608
Loan principal paid down+$1,718
Rental cash flow+$7,200
5-year hold
+$22,939(191.4% ROI)
Projected value
$67,811
Return breakdown
Property appreciation+$7,876
Loan principal paid down+$3,063
Rental cash flow+$12,000
10-year hold
+$48,086(401.2% ROI)
Projected value
$76,722
Return breakdown
Property appreciation+$16,787
Loan principal paid down+$7,300
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.18
1 BR
1.12
2 BR
1.26
3 BR
1.39
4 BR
1.39
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 15945 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 15945 (Parkhill, PA) is $1,030 a month. That is up 2.0% from $1,010 in FY 2026. Parkhill is in the Johnstown, PA MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,014. Among 58 ZIP codes in Cambria County, 15945 is tied for the 27th-highest two-bedroom rent (county range $1,010–$1,520). The median county two-bedroom FMR in Pennsylvania is $1,136, so ZIP 15945 is 9% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 15945
BedroomsFY 2027Change90–110% range
Studio$840+2.4%$756–$924
1BR$850+2.4%$765–$935
2BR$1,030+2.0%$927–$1,133
3BR$1,430+2.1%$1,287–$1,573
4BR$1,4500.0%$1,305–$1,595

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 15945
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$840$850$1,030$1,430$1,450
FY 2026$820$830$1,010$1,400$1,450
FY 2025$730$730$910$1,220$1,340
FY 2024$700$710$900$1,180$1,330
FY 2023$670$670$860$1,110$1,260

Two-bedroom rent in nearby Cambria County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 15945
15934$1,040+1.0%
15938$1,050+1.9%
15940$1,010−1.9%
15942$1,220+18.4%
15943$1,080+4.9%
15945Current$1,030—
15946$1,0300.0%
15948$1,070+3.9%
15951$1,140+10.7%
15952$1,060+2.9%
15955$1,020−1.0%
15956$1,010−1.9%

Questions about ZIP 15945 rents

How much will Section 8 pay for a two-bedroom in ZIP 15945?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,014, which applies unless the housing authority uses Small Area FMRs, that basic range is $913 to $1,115 a month; under the ZIP-level Small Area FMR of $1,030 it would be $927 to $1,133. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 15945 in?

ZIP 15945 is in the Johnstown, PA MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,014.

How much did fair market rent change in ZIP 15945 for FY 2027?

The two-bedroom FMR rose 2.0%, from $1,010 in FY 2026 to $1,030 in FY 2027. Since FY 2023 it has risen 19.8%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentParkhill, PA fair market rentPA statewide rentsWhat is SAFMR?Data sources