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Cambria County/Dysart/16636

16636

ZIPSAFMR
Cambria County, PA
Zillow

ZIP Investment Score

129Above average

095130300
BRFMR
Eff. Rent
0 BR$1,080$1,080
1 BR$1,140$1,140
2 BR$1,380$1,380
3 BR$1,860$1,860
4 BR$2,000$2,000
5 BR$2,300Not available
6 BR$2,645Not available
7 BR$3,042Not available
8 BR$3,498Not available

Purchase Price Calculator

Maximum purchase price
$143,151

Cost breakdown

+Likely effective rent$1,380
HUD FMRUsed$1,380
Market rentN/A
Est. payment standardN/A
-Principal and interest-$724
Loan amount$114,521
Down payment$28,630
Rate6.50%
Term30 years
-Operating costs-$456
Property taxes-$143
Insurance-$175
Utilities$0
HOA$0
Management-$138
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$22,310(77.9% ROI)
Projected value
$154,158
Return breakdown
Property appreciation+$11,007
Loan principal paid down+$4,103
Rental cash flow+$7,200
5-year hold
+$38,128(133.2% ROI)
Projected value
$161,962
Return breakdown
Property appreciation+$18,811
Loan principal paid down+$7,317
Rental cash flow+$12,000
10-year hold
+$81,529(284.8% ROI)
Projected value
$183,245
Return breakdown
Property appreciation+$40,094
Loan principal paid down+$17,434
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
--
Mortgage rate
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ZIP 16636 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 16636 (Dysart, PA) is $1,380 a month. That is down 9.8% from $1,530 in FY 2026. Dysart is in the Johnstown, PA MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,014. Among 58 ZIP codes in Cambria County, 16636 has the 2nd-highest two-bedroom rent (county range $1,010–$1,520). The median county two-bedroom FMR in Pennsylvania is $1,136, so ZIP 16636 is 21% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 16636
BedroomsFY 2027Change90–110% range
Studio$1,080−9.2%$972–$1,188
1BR$1,140−9.5%$1,026–$1,254
2BR$1,380−9.8%$1,242–$1,518
3BR$1,860−9.7%$1,674–$2,046
4BR$2,000−9.9%$1,800–$2,200

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 16636
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,080$1,140$1,380$1,860$2,000
FY 2026$1,190$1,260$1,530$2,060$2,220
FY 2025$1,070$1,120$1,380$1,840$2,030
FY 2024$990$1,050$1,310$1,700$1,910
FY 2023$910$950$1,200$1,530$1,730

Two-bedroom rent in nearby Cambria County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 16636
16619$1,010−26.8%
16624$1,010−26.8%
16627$1,130−18.1%
16629$1,010−26.8%
16630$1,010−26.8%
16635$1,270−8.0%
16636Current$1,380—
16639$1,010−26.8%
16640$1,200−13.0%
16641$1,030−25.4%
16644$1,010−26.8%
16646$1,010−26.8%

Questions about ZIP 16636 rents

How much will Section 8 pay for a two-bedroom in ZIP 16636?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,014, which applies unless the housing authority uses Small Area FMRs, that basic range is $913 to $1,115 a month; under the ZIP-level Small Area FMR of $1,380 it would be $1,242 to $1,518. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 16636 in?

ZIP 16636 is in the Johnstown, PA MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,014.

How much did fair market rent change in ZIP 16636 for FY 2027?

The two-bedroom FMR fell 9.8%, from $1,530 in FY 2026 to $1,380 in FY 2027. Since FY 2023 it has risen 15.0%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentDysart, PA fair market rentPA statewide rentsWhat is SAFMR?Data sources