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Franklin County/State Line/17263

17263

ZIPSAFMR
Franklin County, PA
Zillow

ZIP Investment Score

124Above average

095130300
BRFMR
Eff. Rent
0 BR$920$1,010
1 BR$1,050$1,160
2 BR$1,310$1,440
3 BR$1,750$1,870
4 BR$1,900$2,060
5 BR$2,185Not available
6 BR$2,513Not available
7 BR$2,890Not available
8 BR$3,323Not available

Purchase Price Calculator

Maximum purchase price
$152,067

Cost breakdown

+Likely effective rent$1,440
HUD FMR$1,310
Market rent$1,620
Est. payment standard (110%)Used$1,440
-Principal and interest-$769
Loan amount$121,654
Down payment$30,413
Rate6.50%
Term30 years
-Operating costs-$471
Property taxes-$152
Insurance-$175
Utilities$0
HOA$0
Management-$144
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$23,251(76.5% ROI)
Projected value
$163,759
Return breakdown
Property appreciation+$11,693
Loan principal paid down+$4,359
Rental cash flow+$7,200
5-year hold
+$39,755(130.7% ROI)
Projected value
$172,050
Return breakdown
Property appreciation+$19,983
Loan principal paid down+$7,772
Rental cash flow+$12,000
10-year hold
+$85,112(279.9% ROI)
Projected value
$194,659
Return breakdown
Property appreciation+$42,592
Loan principal paid down+$18,520
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.72
1 BR
0.86
2 BR
0.81
3 BR
0.91
4 BR
0.88
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 17263 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 17263 (State Line, PA) is $1,310 a month. That is down 6.4% from $1,400 in FY 2026. State Line is in the Chambersburg, PA MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,325. Among 34 ZIP codes in Franklin County, 17263 has the 21st-highest two-bedroom rent (county range $1,230–$1,720). The median county two-bedroom FMR in Pennsylvania is $1,136, so ZIP 17263 is 15% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 17263
BedroomsFY 2027Change90–110% range
Studio$920−9.8%$828–$1,012
1BR$1,050−6.2%$945–$1,155
2BR$1,310−6.4%$1,179–$1,441
3BR$1,750−5.9%$1,575–$1,925
4BR$1,900−6.9%$1,710–$2,090

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 17263
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$920$1,050$1,310$1,750$1,900
FY 2026$1,020$1,120$1,400$1,860$2,040
FY 2025$1,000$1,050$1,300$1,740$1,960
FY 2024$970$980$1,230$1,640$1,840
FY 2023$840$840$1,080$1,470$1,590

Two-bedroom rent in nearby Franklin County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 17263
17250$1,330+1.5%
17251$1,300−0.8%
17252$1,350+3.1%
17254$1,370+4.6%
17256$1,330+1.5%
17257$1,390+6.1%
17261$1,330+1.5%
17262$1,250−4.6%
17263Current$1,310—
17265$1,250−4.6%
17268$1,370+4.6%
17271$1,250−4.6%

Questions about ZIP 17263 rents

How much will Section 8 pay for a two-bedroom in ZIP 17263?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,325, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,193 to $1,458 a month; under the ZIP-level Small Area FMR of $1,310 it would be $1,179 to $1,441. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 17263 in?

ZIP 17263 is in the Chambersburg, PA MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,325.

How much did fair market rent change in ZIP 17263 for FY 2027?

The two-bedroom FMR fell 6.4%, from $1,400 in FY 2026 to $1,310 in FY 2027. Since FY 2023 it has risen 21.3%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentState Line, PA fair market rentPA statewide rentsWhat is SAFMR?Data sources