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Lancaster County/Kinzers/17535

17535

ZIPSAFMR
Lancaster County, PA
Zillow

ZIP Investment Score

48Below average

095130300
BRFMR
Eff. Rent
0 BR$1,280$1,250
1 BR$1,390$1,330
2 BR$1,720$1,440
3 BR$2,190$1,810
4 BR$2,260$1,890
5 BR$2,599Not available
6 BR$2,989Not available
7 BR$3,437Not available
8 BR$3,953Not available

Purchase Price Calculator

Maximum purchase price
$152,067

Cost breakdown

+Likely effective rent$1,440
HUD FMR$1,720
Market rentUsed$1,440
Est. payment standard (90%)$1,550
-Principal and interest-$769
Loan amount$121,654
Down payment$30,413
Rate6.50%
Term30 years
-Operating costs-$471
Property taxes-$152
Insurance-$175
Utilities$0
HOA$0
Management-$144
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$23,251(76.5% ROI)
Projected value
$163,759
Return breakdown
Property appreciation+$11,693
Loan principal paid down+$4,359
Rental cash flow+$7,200
5-year hold
+$39,755(130.7% ROI)
Projected value
$172,050
Return breakdown
Property appreciation+$19,983
Loan principal paid down+$7,772
Rental cash flow+$12,000
10-year hold
+$85,112(279.9% ROI)
Projected value
$194,659
Return breakdown
Property appreciation+$42,592
Loan principal paid down+$18,520
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.02
1 BR
1.05
2 BR
1.19
3 BR
1.21
4 BR
1.20
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 17535 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 17535 (Kinzers, PA) is $1,720 a month. That is up 4.9% from $1,640 in FY 2026. Kinzers is in the Lancaster, PA MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,553. Among 75 ZIP codes in Lancaster County, 17535 has the 8th-highest two-bedroom rent (county range $1,260–$2,330). The median county two-bedroom FMR in Pennsylvania is $1,136, so ZIP 17535 is 51% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 17535
BedroomsFY 2027Change90–110% range
Studio$1,280+8.5%$1,152–$1,408
1BR$1,390+6.1%$1,251–$1,529
2BR$1,720+4.9%$1,548–$1,892
3BR$2,190+2.8%$1,971–$2,409
4BR$2,260+4.1%$2,034–$2,486

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 17535
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,280$1,390$1,720$2,190$2,260
FY 2026$1,180$1,310$1,640$2,130$2,170
FY 2025$1,110$1,250$1,570$2,050$2,080
FY 2024$1,080$1,220$1,530$1,980$2,040
FY 2023$1,110$1,270$1,600$2,030$2,150

Two-bedroom rent in nearby Lancaster County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 17535
17527$1,530−11.0%
17528$1,550−9.9%
17529$1,560−9.3%
17532$1,380−19.8%
17533$1,550−9.9%
17534$1,430−16.9%
17535Current$1,720—
17536$1,260−26.7%
17537$1,550−9.9%
17538$1,380−19.8%
17540$1,650−4.1%
17543$1,610−6.4%

Questions about ZIP 17535 rents

How much will Section 8 pay for a two-bedroom in ZIP 17535?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,553, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,398 to $1,708 a month; under the ZIP-level Small Area FMR of $1,720 it would be $1,548 to $1,892. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 17535 in?

ZIP 17535 is in the Lancaster, PA MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,553.

How much did fair market rent change in ZIP 17535 for FY 2027?

The two-bedroom FMR rose 4.9%, from $1,640 in FY 2026 to $1,720 in FY 2027. Since FY 2023 it has risen 7.5%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentKinzers, PA fair market rentPA statewide rentsWhat is SAFMR?Data sources