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17705

ZIPFMR
Lycoming County, PA
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ZIP Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$847$847
1 BR$1,005$1,005
2 BR$1,217$1,217
3 BR$1,623$1,623
4 BR$1,792$1,792
5 BR$2,061Not available
6 BR$2,370Not available
7 BR$2,725Not available
8 BR$3,134Not available

Purchase Price Calculator

Maximum purchase price
$118,929

Cost breakdown

+Likely effective rent$1,217
HUD FMRUsed$1,217
Market rentN/A
Est. payment standardN/A
-Principal and interest-$601
Loan amount$95,143
Down payment$23,786
Rate6.50%
Term30 years
-Operating costs-$416
Property taxes-$119
Insurance-$175
Utilities$0
HOA$0
Management-$122
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$19,753(83.0% ROI)
Projected value
$128,074
Return breakdown
Property appreciation+$9,145
Loan principal paid down+$3,409
Rental cash flow+$7,200
5-year hold
+$33,707(141.7% ROI)
Projected value
$134,557
Return breakdown
Property appreciation+$15,628
Loan principal paid down+$6,079
Rental cash flow+$12,000
10-year hold
+$71,795(301.8% ROI)
Projected value
$152,239
Return breakdown
Property appreciation+$33,310
Loan principal paid down+$14,485
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
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Mortgage rate
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ZIP 17705 fair market rent, FY 2027

For FY 2027, HUD's Fair Market Rent for a two-bedroom unit in ZIP 17705 (Williamsport, PA) is $1,217 a month. That is up 1.8% from $1,195 in FY 2026. Williamsport is in the Williamsport, PA MSA. The median county two-bedroom FMR in Pennsylvania is $1,136, so ZIP 17705 is 7% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 17705
BedroomsFY 2027Change90–110% range
Studio$847+2.8%$762–$932
1BR$1,005+1.0%$905–$1,106
2BR$1,217+1.8%$1,095–$1,339
3BR$1,623+2.3%$1,461–$1,785
4BR$1,792+3.2%$1,613–$1,971

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 17705
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$847$1,005$1,217$1,623$1,792
FY 2026$824$995$1,195$1,586$1,737
FY 2025$771$943$1,125$1,477$1,629
FY 2024$756$902$1,082$1,396$1,559
FY 2023$726$799$968$1,246$1,339

Questions about ZIP 17705 rents

How much will Section 8 pay for a two-bedroom in ZIP 17705?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,217, that basic range is $1,095 to $1,339 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 17705 in?

ZIP 17705 is in the Williamsport, PA MSA. Small Area FMRs are not mandatory in this area.

How much did fair market rent change in ZIP 17705 for FY 2027?

The two-bedroom FMR rose 1.8%, from $1,195 in FY 2026 to $1,217 in FY 2027. Since FY 2023 it has risen 25.7%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Fair Market Rents. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set