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Monroe County/Canadensis/18325

18325

ZIPSAFMR
Monroe County, PA
Zillow

ZIP Investment Score

84Below average

095130300
BRFMR
Eff. Rent
0 BR$1,210$1,260
1 BR$1,230$1,310
2 BR$1,510$1,630
3 BR$2,060$1,860
4 BR$2,520$2,120
5 BR$2,898Not available
6 BR$3,333Not available
7 BR$3,833Not available
8 BR$4,407Not available

Purchase Price Calculator

Maximum purchase price
$180,301

Cost breakdown

+Likely effective rent$1,630
HUD FMR$1,510
Market rent$1,700
Est. payment standard (108%)Used$1,630
-Principal and interest-$912
Loan amount$144,241
Down payment$36,060
Rate6.50%
Term30 years
-Operating costs-$518
Property taxes-$180
Insurance-$175
Utilities$0
HOA$0
Management-$163
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$26,231(72.7% ROI)
Projected value
$194,164
Return breakdown
Property appreciation+$13,863
Loan principal paid down+$5,168
Rental cash flow+$7,200
5-year hold
+$44,909(124.5% ROI)
Projected value
$203,994
Return breakdown
Property appreciation+$23,693
Loan principal paid down+$9,216
Rental cash flow+$12,000
10-year hold
+$96,458(267.5% ROI)
Projected value
$230,800
Return breakdown
Property appreciation+$50,499
Loan principal paid down+$21,959
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.94
1 BR
0.91
2 BR
0.89
3 BR
1.11
4 BR
1.19
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 18325 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 18325 (Canadensis, PA) is $1,510 a month. That is unchanged from FY 2026. Canadensis is in the Monroe County, PA non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,550. Among 38 ZIP codes in Monroe County, 18325 is tied for the 20th-highest two-bedroom rent (county range $1,380–$2,110). The median county two-bedroom FMR in Pennsylvania is $1,136, so ZIP 18325 is 33% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 18325
BedroomsFY 2027Change90–110% range
Studio$1,210+5.2%$1,089–$1,331
1BR$1,230+6.0%$1,107–$1,353
2BR$1,5100.0%$1,359–$1,661
3BR$2,060+4.0%$1,854–$2,266
4BR$2,520+1.6%$2,268–$2,772

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 18325
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,210$1,230$1,510$2,060$2,520
FY 2026$1,150$1,160$1,510$1,980$2,480
FY 2025$1,130$1,150$1,500$1,970$2,440
FY 2024$1,080$1,080$1,420$1,900$2,310
FY 2023$950$950$1,240$1,680$2,110

Two-bedroom rent in nearby Monroe County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 18325
18320$1,550+2.6%
18321$1,440−4.6%
18322$1,730+14.6%
18323$1,380−8.6%
18324$2,070+37.1%
18325Current$1,510—
18326$1,380−8.6%
18327$1,380−8.6%
18328$1,380−8.6%
18330$1,740+15.2%
18331$1,610+6.6%
18332$1,440−4.6%

Questions about ZIP 18325 rents

How much will Section 8 pay for a two-bedroom in ZIP 18325?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,550, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,395 to $1,705 a month; under the ZIP-level Small Area FMR of $1,510 it would be $1,359 to $1,661. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 18325 in?

ZIP 18325 is in the Monroe County, PA non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,550.

How much did fair market rent change in ZIP 18325 for FY 2027?

The two-bedroom FMR was unchanged at $1,510 in FY 2027. Since FY 2023 it has risen 21.8%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentCanadensis, PA fair market rentPA statewide rentsWhat is SAFMR?Data sources