Skip to main content
Loading page
Culpeper County/Amissville/20106

20106

ZIPSAFMR
Culpeper County, VA
Zillow

ZIP Investment Score

53Below average

095130300
BRFMR
Eff. Rent
0 BR$1,520$1,520
1 BR$1,560$1,560
2 BR$1,810$1,810
3 BR$2,330$2,330
4 BR$2,590$2,590
5 BR$2,978Not available
6 BR$3,425Not available
7 BR$3,939Not available
8 BR$4,530Not available

Purchase Price Calculator

Maximum purchase price
$207,049

Cost breakdown

+Likely effective rent$1,810
HUD FMRUsed$1,810
Market rentN/A
Est. payment standardN/A
-Principal and interest-$1,047
Loan amount$165,639
Down payment$41,410
Rate6.50%
Term30 years
-Operating costs-$563
Property taxes-$207
Insurance-$175
Utilities$0
HOA$0
Management-$181
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$29,055(70.2% ROI)
Projected value
$222,969
Return breakdown
Property appreciation+$15,920
Loan principal paid down+$5,934
Rental cash flow+$7,200
5-year hold
+$49,791(120.2% ROI)
Projected value
$234,257
Return breakdown
Property appreciation+$27,208
Loan principal paid down+$10,583
Rental cash flow+$12,000
10-year hold
+$107,208(258.9% ROI)
Projected value
$265,040
Return breakdown
Property appreciation+$57,991
Loan principal paid down+$25,217
Rental cash flow+$24,000

Public Housing Authority

Loading Public Housing Authority

Rolodex

Loading Rolodex

Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 20106 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 20106 (Amissville, VA) is $1,810 a month. That is up 8.4% from $1,670 in FY 2026. Amissville is in the Culpeper County, VA HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 18 ZIP codes in Culpeper County, 20106 has the 6th-highest two-bedroom rent (county range $1,340–$2,150). The median county two-bedroom FMR in Virginia is $1,262, so ZIP 20106 is 43% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 20106
BedroomsFY 2027Change90–110% range
Studio$1,520+9.4%$1,368–$1,672
1BR$1,560+8.3%$1,404–$1,716
2BR$1,810+8.4%$1,629–$1,991
3BR$2,330+6.9%$2,097–$2,563
4BR$2,590+2.0%$2,331–$2,849

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 20106
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,520$1,560$1,810$2,330$2,590
FY 2026$1,390$1,440$1,670$2,180$2,540
FY 2025$1,360$1,390$1,630$2,070$2,510
FY 2024$1,110$1,130$1,370$1,720$2,180
FY 2023$910$920$1,150$1,470$1,800

Two-bedroom rent in nearby Culpeper County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 20106
20106Current$1,810—
20186$1,830+1.1%
22407$2,150+18.8%
22701$1,580−12.7%
22713$1,590−12.2%
22714$1,600−11.6%
22716$1,570−13.3%
22718$1,600−11.6%
22724$1,830+1.1%
22726$1,600−11.6%
22729$1,580−12.7%
22733$1,430−21.0%

Questions about ZIP 20106 rents

How much will Section 8 pay for a two-bedroom in ZIP 20106?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,810, that basic range is $1,629 to $1,991 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 20106 in?

ZIP 20106 is in the Culpeper County, VA HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 20106 for FY 2027?

The two-bedroom FMR rose 8.4%, from $1,670 in FY 2026 to $1,810 in FY 2027. Since FY 2023 it has risen 57.4%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentAmissville, VA fair market rentVA statewide rentsWhat is SAFMR?Data sources