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20790

ZIPSAFMR
Prince George's County, MD
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ZIP Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$1,860$1,530
1 BR$1,940$1,630
2 BR$2,150$2,220
3 BR$2,740$2,610
4 BR$3,230$3,000
5 BR$3,714Not available
6 BR$4,272Not available
7 BR$4,912Not available
8 BR$5,649Not available

Purchase Price Calculator

Maximum purchase price
$267,975

Cost breakdown

+Likely effective rent$2,220
HUD FMR$2,150
Market rent$2,260
Est. payment standard (103%)Used$2,220
-Principal and interest-$1,355
Loan amount$214,380
Down payment$53,595
Rate6.50%
Term30 years
-Operating costs-$665
Property taxes-$268
Insurance-$175
Utilities$0
HOA$0
Management-$222
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$35,485(66.2% ROI)
Projected value
$288,579
Return breakdown
Property appreciation+$20,605
Loan principal paid down+$7,681
Rental cash flow+$7,200
5-year hold
+$60,911(113.7% ROI)
Projected value
$303,189
Return breakdown
Property appreciation+$35,214
Loan principal paid down+$13,697
Rental cash flow+$12,000
10-year hold
+$131,692(245.7% ROI)
Projected value
$343,030
Return breakdown
Property appreciation+$75,056
Loan principal paid down+$32,637
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.22
1 BR
1.19
2 BR
0.95
3 BR
1.05
4 BR
1.08
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
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Tax rate
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Mortgage rate
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ZIP 20790 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 20790 (Capitol Heights, MD) is $2,150 a month. That is up 8.0% from $1,990 in FY 2026. Capitol Heights is in the Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 65 ZIP codes in Prince George's County, 20790 is tied for the 31st-highest two-bedroom rent (county range $1,750–$3,610). The median county two-bedroom FMR in Maryland is $1,875, so ZIP 20790 is 15% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 20790
BedroomsFY 2027Change90–110% range
Studio$1,860+7.5%$1,674–$2,046
1BR$1,940+8.4%$1,746–$2,134
2BR$2,150+8.0%$1,935–$2,365
3BR$2,740+9.2%$2,466–$3,014
4BR$3,230+9.5%$2,907–$3,553

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 20790
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,860$1,940$2,150$2,740$3,230
FY 2026$1,730$1,790$1,990$2,510$2,950
FY 2025$1,770$1,800$2,030$2,540$2,990
FY 2024$1,540$1,570$1,780$2,210$2,620
FY 2023$1,370$1,390$1,580$1,980$2,360

Two-bedroom rent in nearby Prince George's County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 20790
20773$2,1500.0%
20774$2,700+25.6%
20775$2,1500.0%
20781$2,040−5.1%
20782$2,360+9.8%
20783$2,220+3.3%
20784$2,130−0.9%
20785$2,240+4.2%
20790Current$2,150—
20791$2,1500.0%
20792$2,1500.0%
20799$2,1500.0%

Questions about ZIP 20790 rents

How much will Section 8 pay for a two-bedroom in ZIP 20790?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,150, that basic range is $1,935 to $2,365 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 20790 in?

ZIP 20790 is in the Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 20790 for FY 2027?

The two-bedroom FMR rose 8.0%, from $1,990 in FY 2026 to $2,150 in FY 2027. Since FY 2023 it has risen 36.1%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set