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21716

ZIPSAFMR
Frederick County, MD

ZIP Investment Score

83Below average

095130300
BRFMR
Eff. Rent
0 BR$1,200$1,320
1 BR$1,260$1,390
2 BR$1,390$1,530
3 BR$1,770$1,830
4 BR$2,090$2,300
5 BR$2,404Not available
6 BR$2,764Not available
7 BR$3,179Not available
8 BR$3,655Not available

Purchase Price Calculator

Maximum purchase price
$165,441

Cost breakdown

+Likely effective rent$1,530
HUD FMR$1,390
Market rent$1,740
Est. payment standard (110%)Used$1,530
-Principal and interest-$837
Loan amount$132,353
Down payment$33,088
Rate6.50%
Term30 years
-Operating costs-$493
Property taxes-$165
Insurance-$175
Utilities$0
HOA$0
Management-$153
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$24,663(74.5% ROI)
Projected value
$178,162
Return breakdown
Property appreciation+$12,721
Loan principal paid down+$4,742
Rental cash flow+$7,200
5-year hold
+$42,196(127.5% ROI)
Projected value
$187,181
Return breakdown
Property appreciation+$21,740
Loan principal paid down+$8,456
Rental cash flow+$12,000
10-year hold
+$90,487(273.5% ROI)
Projected value
$211,778
Return breakdown
Property appreciation+$46,337
Loan principal paid down+$20,149
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.72
1 BR
0.79
2 BR
0.80
3 BR
0.95
4 BR
0.74
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 21716 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 21716 (Brunswick, MD) is $1,390 a month. That is up 11.2% from $1,250 in FY 2026. Brunswick is in the Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 36 ZIP codes in Frederick County, 21716 has the 29th-highest two-bedroom rent (county range $1,260–$3,140). The median county two-bedroom FMR in Maryland is $1,875, so ZIP 21716 is 26% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 21716
BedroomsFY 2027Change90–110% range
Studio$1,200+10.1%$1,080–$1,320
1BR$1,260+12.5%$1,134–$1,386
2BR$1,390+11.2%$1,251–$1,529
3BR$1,770+12.0%$1,593–$1,947
4BR$2,090+13.0%$1,881–$2,299

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 21716
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,200$1,260$1,390$1,770$2,090
FY 2026$1,090$1,120$1,250$1,580$1,850
FY 2025$1,100$1,120$1,260$1,580$1,860
FY 2024$970$990$1,120$1,390$1,650
FY 2023$860$880$1,000$1,250$1,540

Two-bedroom rent in nearby Frederick County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 21716
21702$2,010+44.6%
21703$2,340+68.3%
21704$3,140+125.9%
21705$2,080+49.6%
21710$2,110+51.8%
21713$1,350−2.9%
21714$1,990+43.2%
21716Current$1,390—
21717$2,560+84.2%
21718$1,310−5.8%
21719$1,360−2.2%
21727$1,310−5.8%

Questions about ZIP 21716 rents

How much will Section 8 pay for a two-bedroom in ZIP 21716?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,390, that basic range is $1,251 to $1,529 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 21716 in?

ZIP 21716 is in the Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 21716 for FY 2027?

The two-bedroom FMR rose 11.2%, from $1,250 in FY 2026 to $1,390 in FY 2027. Since FY 2023 it has risen 39.0%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set