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Frederick County/Jefferson/21755

21755

ZIPSAFMR
Frederick County, MD
Zillow

ZIP Investment Score

45Below average

095130300
BRFMR
Eff. Rent
0 BR$1,300$1,430
1 BR$1,360$1,500
2 BR$1,500$1,650
3 BR$1,910$1,960
4 BR$2,250$2,480
5 BR$2,588Not available
6 BR$2,976Not available
7 BR$3,422Not available
8 BR$3,935Not available

Purchase Price Calculator

Maximum purchase price
$183,273

Cost breakdown

+Likely effective rent$1,650
HUD FMR$1,500
Market rent$1,860
Est. payment standard (110%)Used$1,650
-Principal and interest-$927
Loan amount$146,618
Down payment$36,655
Rate6.50%
Term30 years
-Operating costs-$523
Property taxes-$183
Insurance-$175
Utilities$0
HOA$0
Management-$165
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$26,545(72.4% ROI)
Projected value
$197,365
Return breakdown
Property appreciation+$14,092
Loan principal paid down+$5,253
Rental cash flow+$7,200
5-year hold
+$45,451(124.0% ROI)
Projected value
$207,356
Return breakdown
Property appreciation+$24,084
Loan principal paid down+$9,367
Rental cash flow+$12,000
10-year hold
+$97,653(266.4% ROI)
Projected value
$234,605
Return breakdown
Property appreciation+$51,332
Loan principal paid down+$22,321
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.76
1 BR
0.80
2 BR
0.81
3 BR
0.96
4 BR
0.79
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 21755 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 21755 (Jefferson, MD) is $1,500 a month. That is up 11.9% from $1,340 in FY 2026. Jefferson is in the Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 36 ZIP codes in Frederick County, 21755 has the 27th-highest two-bedroom rent (county range $1,260–$3,140). The median county two-bedroom FMR in Maryland is $1,875, so ZIP 21755 is 20% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 21755
BedroomsFY 2027Change90–110% range
Studio$1,300+11.1%$1,170–$1,430
1BR$1,360+13.3%$1,224–$1,496
2BR$1,500+11.9%$1,350–$1,650
3BR$1,910+13.0%$1,719–$2,101
4BR$2,250+13.1%$2,025–$2,475

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 21755
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,300$1,360$1,500$1,910$2,250
FY 2026$1,170$1,200$1,340$1,690$1,990
FY 2025$1,210$1,230$1,390$1,740$2,050
FY 2024$1,090$1,110$1,260$1,570$1,860
FY 2023$1,020$1,040$1,180$1,480$1,760

Two-bedroom rent in nearby Frederick County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 21755
21754$2,920+94.7%
21755Current$1,500—
21757$1,650+10.0%
21758$2,040+36.0%
21762$1,760+17.3%
21769$1,950+30.0%
21770$2,550+70.0%
21771$2,580+72.0%
21773$2,080+38.7%
21774$2,960+97.3%
21776$1,560+4.0%
21777$1,820+21.3%

Questions about ZIP 21755 rents

How much will Section 8 pay for a two-bedroom in ZIP 21755?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,500, that basic range is $1,350 to $1,650 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 21755 in?

ZIP 21755 is in the Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 21755 for FY 2027?

The two-bedroom FMR rose 11.9%, from $1,340 in FY 2026 to $1,500 in FY 2027. Since FY 2023 it has risen 27.1%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentJefferson, MD fair market rentMD statewide rentsWhat is SAFMR?Data sources