Skip to main content
Loading page
Worcester County/Bishopville/21813

21813

ZIPSAFMR
Worcester County, MD
Zillow

ZIP Investment Score

72Below average

095130300
BRFMR
Eff. Rent
0 BR$1,160$1,280
1 BR$1,160$1,280
2 BR$1,460$1,610
3 BR$1,900$2,090
4 BR$2,290$2,450
5 BR$2,634Not available
6 BR$3,029Not available
7 BR$3,483Not available
8 BR$4,005Not available

Purchase Price Calculator

Maximum purchase price
$177,329

Cost breakdown

+Likely effective rent$1,610
HUD FMR$1,460
Market rent$2,050
Est. payment standard (110%)Used$1,610
-Principal and interest-$897
Loan amount$141,863
Down payment$35,466
Rate6.50%
Term30 years
-Operating costs-$513
Property taxes-$177
Insurance-$175
Utilities$0
HOA$0
Management-$161
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$25,918(73.1% ROI)
Projected value
$190,964
Return breakdown
Property appreciation+$13,635
Loan principal paid down+$5,083
Rental cash flow+$7,200
5-year hold
+$44,366(125.1% ROI)
Projected value
$200,631
Return breakdown
Property appreciation+$23,302
Loan principal paid down+$9,064
Rental cash flow+$12,000
10-year hold
+$95,264(268.6% ROI)
Projected value
$226,996
Return breakdown
Property appreciation+$49,667
Loan principal paid down+$21,597
Rental cash flow+$24,000

Public Housing Authority

Loading Public Housing Authority

Rolodex

Loading Rolodex

Market Alignment

Studio
0.57
1 BR
0.57
2 BR
0.71
3 BR
0.79
4 BR
0.90
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 21813 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 21813 (Bishopville, MD) is $1,460 a month. That is up 15.9% from $1,260 in FY 2026. Bishopville is in the Worcester County, MD non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,184. Among 13 ZIP codes in Worcester County, 21813 has the 4th-highest two-bedroom rent (county range $1,080–$1,590). The median county two-bedroom FMR in Maryland is $1,875, so ZIP 21813 is 22% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 21813
BedroomsFY 2027Change90–110% range
Studio$1,160+7.4%$1,044–$1,276
1BR$1,160+6.4%$1,044–$1,276
2BR$1,460+15.9%$1,314–$1,606
3BR$1,900+8.6%$1,710–$2,090
4BR$2,290+13.4%$2,061–$2,519

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 21813
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,160$1,160$1,460$1,900$2,290
FY 2026$1,080$1,090$1,260$1,750$2,020
FY 2025$1,080$1,120$1,240$1,740$1,900
FY 2024$960$990$1,110$1,560$1,740
FY 2023$870$930$1,160$1,580$1,900

Two-bedroom rent in nearby Worcester County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 21813
21804$1,510+3.4%
21811$1,430−2.1%
21813Current$1,460—
21822$1,310−10.3%
21829$1,080−26.0%
21841$1,590+8.9%
21842$1,240−15.1%
21843$1,180−19.2%
21851$1,080−26.0%
21862$1,430−2.1%
21863$1,080−26.0%
21864$1,080−26.0%

Questions about ZIP 21813 rents

How much will Section 8 pay for a two-bedroom in ZIP 21813?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,184, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,066 to $1,302 a month; under the ZIP-level Small Area FMR of $1,460 it would be $1,314 to $1,606. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 21813 in?

ZIP 21813 is in the Worcester County, MD non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,184.

How much did fair market rent change in ZIP 21813 for FY 2027?

The two-bedroom FMR rose 15.9%, from $1,260 in FY 2026 to $1,460 in FY 2027. Since FY 2023 it has risen 25.9%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentBishopville, MD fair market rentMD statewide rentsWhat is SAFMR?Data sources