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22642

ZIPSAFMR
Fauquier County, VA

ZIP Investment Score

79Below average

095130300
BRFMR
Eff. Rent
0 BR$1,420$1,560
1 BR$1,480$1,630
2 BR$1,910$2,090
3 BR$2,530$2,490
4 BR$3,120$2,730
5 BR$3,588Not available
6 BR$4,126Not available
7 BR$4,745Not available
8 BR$5,457Not available

Purchase Price Calculator

Maximum purchase price
$248,657

Cost breakdown

+Likely effective rent$2,090
HUD FMR$1,910
Market rent$2,190
Est. payment standard (110%)Used$2,090
-Principal and interest-$1,257
Loan amount$198,925
Down payment$49,731
Rate6.50%
Term30 years
-Operating costs-$633
Property taxes-$249
Insurance-$175
Utilities$0
HOA$0
Management-$209
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$33,446(67.3% ROI)
Projected value
$267,776
Return breakdown
Property appreciation+$19,119
Loan principal paid down+$7,127
Rental cash flow+$7,200
5-year hold
+$57,385(115.4% ROI)
Projected value
$281,332
Return breakdown
Property appreciation+$32,676
Loan principal paid down+$12,709
Rental cash flow+$12,000
10-year hold
+$123,929(249.2% ROI)
Projected value
$318,302
Return breakdown
Property appreciation+$69,645
Loan principal paid down+$30,284
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.63
1 BR
0.68
2 BR
0.87
3 BR
1.02
4 BR
1.14
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 22642 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 22642 (Linden, VA) is $1,910 a month. That is up 7.9% from $1,770 in FY 2026. Linden is in the Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 26 ZIP codes in Fauquier County, 22642 is tied for the 10th-highest two-bedroom rent (county range $1,310–$3,310). The median county two-bedroom FMR in Virginia is $1,262, so ZIP 22642 is 51% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 22642
BedroomsFY 2027Change90–110% range
Studio$1,420+8.4%$1,278–$1,562
1BR$1,480+7.2%$1,332–$1,628
2BR$1,910+7.9%$1,719–$2,101
3BR$2,530+7.7%$2,277–$2,783
4BR$3,120+6.5%$2,808–$3,432

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 22642
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,420$1,480$1,910$2,530$3,120
FY 2026$1,310$1,380$1,770$2,350$2,930
FY 2025$1,410$1,430$1,830$2,430$3,010
FY 2024$1,250$1,260$1,620$2,100$2,690
FY 2023$1,170$1,180$1,520$1,990$2,530

Two-bedroom rent in nearby Fauquier County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 22642
20188$1,900−0.5%
20198$2,320+21.5%
22406$2,320+21.5%
22556$2,220+16.2%
22639$1,900−0.5%
22642Current$1,910—
22643$1,900−0.5%
22712$1,640−14.1%
22720$1,790−6.3%
22728$1,310−31.4%
22734$1,880−1.6%
22742$1,840−3.7%

Questions about ZIP 22642 rents

How much will Section 8 pay for a two-bedroom in ZIP 22642?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,910, that basic range is $1,719 to $2,101 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 22642 in?

ZIP 22642 is in the Washington-Arlington-Alexandria, DC-VA-MD HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 22642 for FY 2027?

The two-bedroom FMR rose 7.9%, from $1,770 in FY 2026 to $1,910 in FY 2027. Since FY 2023 it has risen 25.7%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set