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Putnam County/Poca/25159

25159

ZIPSAFMR
Putnam County, WV
Zillow

ZIP Investment Score

67Below average

095130300
BRFMR
Eff. Rent
0 BR$810$820
1 BR$810$840
2 BR$1,060$960
3 BR$1,440$1,020
4 BR$1,660$1,300
5 BR$1,909Not available
6 BR$2,195Not available
7 BR$2,525Not available
8 BR$2,903Not available

Purchase Price Calculator

Maximum purchase price
$80,739

Cost breakdown

+Likely effective rent$960
HUD FMR$1,060
Market rentUsed$960
Est. payment standard (94%)$1,000
-Principal and interest-$408
Loan amount$64,591
Down payment$16,148
Rate6.50%
Term30 years
-Operating costs-$352
Property taxes-$81
Insurance-$175
Utilities$0
HOA$0
Management-$96
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$15,722(97.4% ROI)
Projected value
$86,947
Return breakdown
Property appreciation+$6,208
Loan principal paid down+$2,314
Rental cash flow+$7,200
5-year hold
+$26,737(165.6% ROI)
Projected value
$91,349
Return breakdown
Property appreciation+$10,610
Loan principal paid down+$4,127
Rental cash flow+$12,000
10-year hold
+$56,447(349.6% ROI)
Projected value
$103,353
Return breakdown
Property appreciation+$22,614
Loan principal paid down+$9,833
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.99
1 BR
0.94
2 BR
1.10
3 BR
1.41
4 BR
1.28
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 25159 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 25159 (Poca, WV) is $1,060 a month. That is down 9.4% from $1,170 in FY 2026. Poca is in the Putnam County, WV HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,091. Among 21 ZIP codes in Putnam County, 25159 has the 12th-highest two-bedroom rent (county range $950–$1,600). The median county two-bedroom FMR in West Virginia is $955, so ZIP 25159 is 11% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 25159
BedroomsFY 2027Change90–110% range
Studio$810−9.0%$729–$891
1BR$810−9.0%$729–$891
2BR$1,060−9.4%$954–$1,166
3BR$1,440−10.0%$1,296–$1,584
4BR$1,660−9.8%$1,494–$1,826

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 25159
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$810$810$1,060$1,440$1,660
FY 2026$890$890$1,170$1,600$1,840
FY 2025$980$980$1,290$1,770$2,040
FY 2024$1,040$1,040$1,340$1,860$2,120
FY 2023$960$970$1,250$1,660$1,930

Two-bedroom rent in nearby Putnam County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 25159
25070$1,130+6.6%
25082$1,070+0.9%
25109$1,110+4.7%
25123$1,290+21.7%
25124$1,130+6.6%
25143$1,070+0.9%
25159Current$1,060—
25168$1,030−2.8%
25177$1,010−4.7%
25213$1,120+5.7%
25245$1,020−3.8%
25248$950−10.4%

Questions about ZIP 25159 rents

How much will Section 8 pay for a two-bedroom in ZIP 25159?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,091, which applies unless the housing authority uses Small Area FMRs, that basic range is $982 to $1,200 a month; under the ZIP-level Small Area FMR of $1,060 it would be $954 to $1,166. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 25159 in?

ZIP 25159 is in the Putnam County, WV HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,091.

How much did fair market rent change in ZIP 25159 for FY 2027?

The two-bedroom FMR fell 9.4%, from $1,170 in FY 2026 to $1,060 in FY 2027. Since FY 2023 it has fallen 15.2%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentPoca, WV fair market rentWV statewide rentsWhat is SAFMR?Data sources