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Raleigh County/Mac Arthur/25873

25873

ZIPSAFMR
Raleigh County, WV
Zillow

ZIP Investment Score

93Below average

095130300
BRFMR
Eff. Rent
0 BR$760$840
1 BR$770$850
2 BR$980$1,010
3 BR$1,350$1,330
4 BR$1,410$1,550
5 BR$1,621Not available
6 BR$1,865Not available
7 BR$2,144Not available
8 BR$2,466Not available

Purchase Price Calculator

Maximum purchase price
$88,169

Cost breakdown

+Likely effective rent$1,010
HUD FMR$980
Market rent$1,020
Est. payment standard (103%)Used$1,010
-Principal and interest-$446
Loan amount$70,535
Down payment$17,634
Rate6.50%
Term30 years
-Operating costs-$364
Property taxes-$88
Insurance-$175
Utilities$0
HOA$0
Management-$101
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$16,506(93.6% ROI)
Projected value
$94,948
Return breakdown
Property appreciation+$6,779
Loan principal paid down+$2,527
Rental cash flow+$7,200
5-year hold
+$28,093(159.3% ROI)
Projected value
$99,755
Return breakdown
Property appreciation+$11,586
Loan principal paid down+$4,507
Rental cash flow+$12,000
10-year hold
+$59,433(337.0% ROI)
Projected value
$112,864
Return breakdown
Property appreciation+$24,695
Loan principal paid down+$10,738
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.78
1 BR
0.70
2 BR
0.96
3 BR
1.02
4 BR
0.82
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 25873 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 25873 (Mac Arthur, WV) is $980 a month. That is up 2.1% from $960 in FY 2026. Mac Arthur is in the Raleigh County, WV HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $972. Among 50 ZIP codes in Raleigh County, 25873 has the 10th-highest two-bedroom rent (county range $940–$1,190). The median county two-bedroom FMR in West Virginia is $955, so ZIP 25873 is 3% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 25873
BedroomsFY 2027Change90–110% range
Studio$760+4.1%$684–$836
1BR$770+5.5%$693–$847
2BR$980+2.1%$882–$1,078
3BR$1,350+0.7%$1,215–$1,485
4BR$1,4100.0%$1,269–$1,551

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 25873
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$760$770$980$1,350$1,410
FY 2026$730$730$960$1,340$1,410
FY 2025$740$740$970$1,330$1,440
FY 2024$740$740$970$1,360$1,490
FY 2023$690$700$860$1,230$1,410

Two-bedroom rent in nearby Raleigh County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 25873
25844$970−1.0%
25849$940−4.1%
25851$970−1.0%
25853$970−1.0%
25857$970−1.0%
25864$970−1.0%
25865$940−4.1%
25871$1,000+2.0%
25873Current$980—
25878$1,090+11.2%
25880$1,120+14.3%
25902$960−2.0%

Questions about ZIP 25873 rents

How much will Section 8 pay for a two-bedroom in ZIP 25873?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $972, which applies unless the housing authority uses Small Area FMRs, that basic range is $875 to $1,069 a month; under the ZIP-level Small Area FMR of $980 it would be $882 to $1,078. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 25873 in?

ZIP 25873 is in the Raleigh County, WV HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $972.

How much did fair market rent change in ZIP 25873 for FY 2027?

The two-bedroom FMR rose 2.1%, from $960 in FY 2026 to $980 in FY 2027. Since FY 2023 it has risen 14.0%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentMac Arthur, WV fair market rentWV statewide rentsWhat is SAFMR?Data sources