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26301

ZIPSAFMR
Harrison County, WV

ZIP Investment Score

166High yield potential

095130300
BRFMR
Eff. Rent
0 BR$720$770
1 BR$840$920
2 BR$940$970
3 BR$1,250$1,300
4 BR$1,450$1,380
5 BR$1,667Not available
6 BR$1,918Not available
7 BR$2,205Not available
8 BR$2,536Not available

Purchase Price Calculator

Maximum purchase price
$82,225

Cost breakdown

+Likely effective rent$970
HUD FMR$940
Market rent$990
Est. payment standard (103%)Used$970
-Principal and interest-$416
Loan amount$65,780
Down payment$16,445
Rate6.50%
Term30 years
-Operating costs-$354
Property taxes-$82
Insurance-$175
Utilities$0
HOA$0
Management-$97
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$15,879(96.6% ROI)
Projected value
$88,547
Return breakdown
Property appreciation+$6,322
Loan principal paid down+$2,357
Rental cash flow+$7,200
5-year hold
+$27,008(164.2% ROI)
Projected value
$93,030
Return breakdown
Property appreciation+$10,805
Loan principal paid down+$4,203
Rental cash flow+$12,000
10-year hold
+$57,044(346.9% ROI)
Projected value
$105,255
Return breakdown
Property appreciation+$23,030
Loan principal paid down+$10,014
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.91
1 BR
0.88
2 BR
0.95
3 BR
0.95
4 BR
1.05
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 26301 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 26301 (Clarksburg, WV) is $940 a month. That is up 8.0% from $870 in FY 2026. Clarksburg is in the Harrison County, WV non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,005. Among 23 ZIP codes in Harrison County, 26301 is tied for the 17th-highest two-bedroom rent (county range $940–$1,210). The median county two-bedroom FMR in West Virginia is $955, so ZIP 26301 is 2% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 26301
BedroomsFY 2027Change90–110% range
Studio$7200.0%$648–$792
1BR$840+9.1%$756–$924
2BR$940+8.0%$846–$1,034
3BR$1,250+8.7%$1,125–$1,375
4BR$1,450+5.8%$1,305–$1,595

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 26301
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$720$840$940$1,250$1,450
FY 2026$720$770$870$1,150$1,370
FY 2025$740$790$880$1,170$1,400
FY 2024area FMR$815$836$961$1,268$1,537
FY 2023area FMR$668$672$811$1,055$1,238

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Two-bedroom rent in nearby Harrison County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 26301
26301Current$940—
26302$1,010+7.4%
26323$9400.0%
26330$1,210+28.7%
26361$1,010+7.4%
26366$1,110+18.1%
26369$1,010+7.4%
26378$9400.0%
26385$1,190+26.6%
26386$1,050+11.7%
26404$1,180+25.5%
26408$1,120+19.1%

Questions about ZIP 26301 rents

How much will Section 8 pay for a two-bedroom in ZIP 26301?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,005, which applies unless the housing authority uses Small Area FMRs, that basic range is $905 to $1,106 a month; under the ZIP-level Small Area FMR of $940 it would be $846 to $1,034. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 26301 in?

ZIP 26301 is in the Harrison County, WV non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,005.

How much did fair market rent change in ZIP 26301 for FY 2027?

The two-bedroom FMR rose 8.0%, from $870 in FY 2026 to $940 in FY 2027. Since FY 2025 it has risen 6.8%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set