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26376

ZIPSAFMR
Braxton County, WV

ZIP Investment Score

127Above average

095130300
BRFMR
Eff. Rent
0 BR$710$710
1 BR$780$780
2 BR$940$940
3 BR$1,290$1,290
4 BR$1,380$1,380
5 BR$1,587Not available
6 BR$1,825Not available
7 BR$2,099Not available
8 BR$2,414Not available

Purchase Price Calculator

Maximum purchase price
$77,767

Cost breakdown

+Likely effective rent$940
HUD FMRUsed$940
Market rentN/A
Est. payment standardN/A
-Principal and interest-$393
Loan amount$62,214
Down payment$15,553
Rate6.50%
Term30 years
-Operating costs-$347
Property taxes-$78
Insurance-$175
Utilities$0
HOA$0
Management-$94
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$15,409(99.1% ROI)
Projected value
$83,747
Return breakdown
Property appreciation+$5,980
Loan principal paid down+$2,229
Rental cash flow+$7,200
5-year hold
+$26,194(168.4% ROI)
Projected value
$87,986
Return breakdown
Property appreciation+$10,219
Loan principal paid down+$3,975
Rental cash flow+$12,000
10-year hold
+$55,253(355.2% ROI)
Projected value
$99,548
Return breakdown
Property appreciation+$21,781
Loan principal paid down+$9,471
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
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Mortgage rate
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ZIP 26376 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 26376 (Ireland, WV) is $940 a month. That is up 8.0% from $870 in FY 2026. Ireland is in the Braxton County, WV non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $944. Among 19 ZIP codes in Braxton County, 26376 is tied for the 14th-highest two-bedroom rent (county range $940–$990). The median county two-bedroom FMR in West Virginia is $955, so ZIP 26376 is 2% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 26376
BedroomsFY 2027Change90–110% range
Studio$710+7.6%$639–$781
1BR$780+11.4%$702–$858
2BR$940+8.0%$846–$1,034
3BR$1,290+12.2%$1,161–$1,419
4BR$1,380+9.5%$1,242–$1,518

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 26376
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$710$780$940$1,290$1,380
FY 2026$660$700$870$1,150$1,260
FY 2025$650$680$850$1,070$1,200
FY 2024area FMR$641$645$848$1,031$1,206
FY 2023area FMR$592$596$738$928$1,101

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Two-bedroom rent in nearby Braxton County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 26376
26203$950+1.1%
26217$9400.0%
26335$950+1.1%
26376Current$940—
26412$950+1.1%
26447$9400.0%
26601$950+1.1%
26610$9400.0%
26611$980+4.3%
26615$970+3.2%
26619$960+2.1%
26621$990+5.3%

Questions about ZIP 26376 rents

How much will Section 8 pay for a two-bedroom in ZIP 26376?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $944, which applies unless the housing authority uses Small Area FMRs, that basic range is $850 to $1,038 a month; under the ZIP-level Small Area FMR of $940 it would be $846 to $1,034. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 26376 in?

ZIP 26376 is in the Braxton County, WV non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $944.

How much did fair market rent change in ZIP 26376 for FY 2027?

The two-bedroom FMR rose 8.0%, from $870 in FY 2026 to $940 in FY 2027. Since FY 2025 it has risen 10.6%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set