27858
ZIPSAFMR
Pitt County, NC
BRFMR
Eff. Rent
0 BR$960$1,060
1 BR$970$1,020
2 BR$1,180$1,300
3 BR$1,580$1,710
4 BR$1,980$2,180
5 BR$2,277
6 BR$2,619
7 BR$3,011
8 BR$3,463

Purchase Price Calculator

Maximum purchase price
$131,263

Cost breakdown

+Likely effective rent$1,300
HUD FMR$1,180
Market rent$1,460
Est. payment standard (110%)Used$1,300
Estimated payment standard is $1,300 (110% of FMR).
-Principal and interest-$664
Loan amount$105,010
Down payment$26,253
Rate6.50%
Term30 years
-Operating costs-$436
Property taxes-$131
Insurance-$175
Utilities$0
HOA$0
Management-$130
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$21,055(80.2% ROI)
Projected value
$141,356
Current value$131,263
Return breakdown
Property appreciation+$10,093
Loan principal paid down+$3,762
Rental cash flow+$7,200
5-year hold
+$35,958(137.0% ROI)
Projected value
$148,512
Current value$131,263
Return breakdown
Property appreciation+$17,249
Loan principal paid down+$6,709
Rental cash flow+$12,000
10-year hold
+$76,751(292.4% ROI)
Projected value
$168,028
Current value$131,263
Return breakdown
Property appreciation+$36,765
Loan principal paid down+$15,987
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.53ratio
FMR$960
Market$1,810
vs market-$850

FMR is below market; voucher rent may lag private rents.

0.53
1 BR
1 BR
0.93ratio
FMR$970
Market$1,040
vs market-$70

FMR is near market; voucher and private rents are aligned.

90% standard$873 / 0.84 ratio110% standard$1,067 / 1.03 ratio
0.93
2 BR
2 BR
0.81ratio
FMR$1,180
Market$1,460
vs market-$280

FMR is below market; voucher rent may lag private rents.

90% standard$1,062 / 0.73 ratio110% standard$1,298 / 0.89 ratio
0.81
3 BR
3 BR
0.89ratio
FMR$1,580
Market$1,780
vs market-$200

FMR is below market; voucher rent may lag private rents.

90% standard$1,422 / 0.80 ratio110% standard$1,738 / 0.98 ratio
0.89
4 BR
4 BR
0.86ratio
FMR$1,980
Market$2,310
vs market-$330

FMR is below market; voucher rent may lag private rents.

90% standard$1,782 / 0.77 ratio110% standard$2,178 / 0.94 ratio
0.86
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 27858 (NC) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

27858 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 27858 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,180 and the 4 bedroom fair market rent is $1,980.

Use this page for searches like 27858 FMR, 27858 fair market rent, and 27858 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 27858
Bedroom sizeHUD FMR
Studio$960
1 bedroom$970
2 bedroom$1,180
3 bedroom$1,580
4 bedroom$1,980