Skip to main content
Loading page
Anson County/Polkton/28135

28135

ZIPSAFMR
Anson County, NC
Zillow

ZIP Investment Score

96Above average

095130300
BRFMR
Eff. Rent
0 BR$1,030$1,030
1 BR$1,030$1,030
2 BR$1,320$1,320
3 BR$1,570$1,570
4 BR$1,980$1,980
5 BR$2,277Not available
6 BR$2,619Not available
7 BR$3,011Not available
8 BR$3,463Not available

Purchase Price Calculator

Maximum purchase price
$134,235

Cost breakdown

+Likely effective rent$1,320
HUD FMRUsed$1,320
Market rentN/A
Est. payment standardN/A
-Principal and interest-$679
Loan amount$107,388
Down payment$26,847
Rate6.50%
Term30 years
-Operating costs-$441
Property taxes-$134
Insurance-$175
Utilities$0
HOA$0
Management-$132
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$21,369(79.6% ROI)
Projected value
$144,556
Return breakdown
Property appreciation+$10,321
Loan principal paid down+$3,847
Rental cash flow+$7,200
5-year hold
+$36,501(136.0% ROI)
Projected value
$151,875
Return breakdown
Property appreciation+$17,640
Loan principal paid down+$6,861
Rental cash flow+$12,000
10-year hold
+$77,946(290.3% ROI)
Projected value
$171,832
Return breakdown
Property appreciation+$37,597
Loan principal paid down+$16,349
Rental cash flow+$24,000

Public Housing Authority

Loading Public Housing Authority

Rolodex

Loading Rolodex

Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 28135 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 28135 (Polkton, NC) is $1,320 a month. That is up 7.3% from $1,230 in FY 2026. Polkton is in the Anson County, NC HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 8 ZIP codes in Anson County, 28135 has the highest two-bedroom rent (county range $1,030–$1,320). The median county two-bedroom FMR in North Carolina is $1,145, so ZIP 28135 is 15% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 28135
BedroomsFY 2027Change90–110% range
Studio$1,030+21.2%$927–$1,133
1BR$1,030+9.6%$927–$1,133
2BR$1,320+7.3%$1,188–$1,452
3BR$1,570+6.8%$1,413–$1,727
4BR$1,980+10.6%$1,782–$2,178

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 28135
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,030$1,030$1,320$1,570$1,980
FY 2026$850$940$1,230$1,470$1,790
FY 2025$820$910$1,200$1,450$1,710
FY 2024$730$810$1,070$1,290$1,480
FY 2023$790$810$910$1,210$1,540

Two-bedroom rent in nearby Anson County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 28135
28007$1,030−22.0%
28091$1,130−14.4%
28102$1,160−12.1%
28103$1,300−1.5%
28119$1,240−6.1%
28133$1,250−5.3%
28135Current$1,320—
28170$1,100−16.7%

Questions about ZIP 28135 rents

How much will Section 8 pay for a two-bedroom in ZIP 28135?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,320, that basic range is $1,188 to $1,452 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 28135 in?

ZIP 28135 is in the Anson County, NC HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 28135 for FY 2027?

The two-bedroom FMR rose 7.3%, from $1,230 in FY 2026 to $1,320 in FY 2027. Since FY 2023 it has risen 45.1%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentPolkton, NC fair market rentNC statewide rentsWhat is SAFMR?Data sources