28516
ZIPSAFMR
Carteret County, NC
BRFMR
Eff. Rent
0 BR$840$840
1 BR$840$840
2 BR$1,100$1,100
3 BR$1,430$1,430
4 BR$1,810$1,810
5 BR$2,082
6 BR$2,394
7 BR$2,753
8 BR$3,166

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
0.53ratio
FMR$840
Market$1,580
vs market-$740

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.53
1 BR
1 BR
0.58ratio
FMR$840
Market$1,460
vs market-$620

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.58
2 BR
2 BR
0.71ratio
FMR$1,100
Market$1,550
vs market-$450

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.71
3 BR
3 BR
0.67ratio
FMR$1,430
Market$2,130
vs market-$700

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.67
4 BR
4 BR
0.72ratio
FMR$1,810
Market$2,520
vs market-$710

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.72
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for all bedroom sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$101,543
Rent
$1,100
Down payment
$20,309
Loan
$81,234
Mortgage
$513
Expenses
$387
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 28516 (NC) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.