28720
ZIPSAFMR
Rutherford County, NC
BRFMR
Eff. Rent
0 BR$1,200
1 BR$1,210
2 BR$1,390$1,390
3 BR$1,920$1,700
4 BR$2,000$1,830
5 BR$2,300
6 BR$2,645
7 BR$3,042
8 BR$3,498

Market Alignment

How HUD fair market rents align with the state of the rental market.

2 BR
2 BR
0.90ratio
FMR$1,390
Market$1,540
vs market-$150

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.90
3 BR
3 BR
1.13ratio
FMR$1,920
Market$1,700
vs market+$220

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.13
4 BR
4 BR
1.09ratio
FMR$2,000
Market$1,830
vs market+$170

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.09
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$144,637
Rent
$1,390
Down payment
$28,927
Loan
$115,710
Mortgage
$731
Expenses
$459
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 28720 (NC) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.