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29551

ZIPSAFMR
Darlington County, SC
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ZIP Investment Score

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095130300
BRFMR
Eff. Rent
0 BR$870$940
1 BR$870$950
2 BR$1,090$1,170
3 BR$1,300$1,280
4 BR$1,520$1,390
5 BR$1,748Not available
6 BR$2,010Not available
7 BR$2,312Not available
8 BR$2,658Not available

Purchase Price Calculator

Maximum purchase price
$111,945

Cost breakdown

+Likely effective rent$1,170
HUD FMR$1,090
Market rent$1,210
Est. payment standard (107%)Used$1,170
-Principal and interest-$566
Loan amount$89,556
Down payment$22,389
Rate6.50%
Term30 years
-Operating costs-$404
Property taxes-$112
Insurance-$175
Utilities$0
HOA$0
Management-$117
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$19,016(84.9% ROI)
Projected value
$120,553
Return breakdown
Property appreciation+$8,608
Loan principal paid down+$3,209
Rental cash flow+$7,200
5-year hold
+$32,432(144.9% ROI)
Projected value
$126,656
Return breakdown
Property appreciation+$14,710
Loan principal paid down+$5,722
Rental cash flow+$12,000
10-year hold
+$68,988(308.1% ROI)
Projected value
$143,299
Return breakdown
Property appreciation+$31,354
Loan principal paid down+$13,634
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.90
1 BR
0.88
2 BR
0.90
3 BR
1.02
4 BR
1.09
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
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Tax rate
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Mortgage rate
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ZIP 29551 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 29551 (Hartsville, SC) is $1,090 a month. That is down 0.9% from $1,100 in FY 2026. Hartsville is in the Darlington County, SC HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,093. Among 11 ZIP codes in Darlington County, 29551 has the 5th-highest two-bedroom rent (county range $990–$1,270).

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 29551
BedroomsFY 2027Change90–110% range
Studio$870+2.4%$783–$957
1BR$870+1.2%$783–$957
2BR$1,090−0.9%$981–$1,199
3BR$1,300−1.5%$1,170–$1,430
4BR$1,520+1.3%$1,368–$1,672

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 29551
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$870$870$1,090$1,300$1,520
FY 2026$850$860$1,100$1,320$1,500
FY 2025$820$830$1,060$1,280$1,470
FY 2024$750$760$960$1,170$1,350
FY 2023$670$670$810$1,030$1,180

Two-bedroom rent in nearby Darlington County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 29551
29069$1,030−5.5%
29079$1,070−1.8%
29101$990−9.2%
29161$1,100+0.9%
29501$1,270+16.5%
29506$1,010−7.3%
29532$1,100+0.9%
29540$1,030−5.5%
29550$1,070−1.8%
29551Current$1,090—
29593$1,190+9.2%

Questions about ZIP 29551 rents

How much will Section 8 pay for a two-bedroom in ZIP 29551?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,093, which applies unless the housing authority uses Small Area FMRs, that basic range is $984 to $1,202 a month; under the ZIP-level Small Area FMR of $1,090 it would be $981 to $1,199. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 29551 in?

ZIP 29551 is in the Darlington County, SC HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,093.

How much did fair market rent change in ZIP 29551 for FY 2027?

The two-bedroom FMR fell 0.9%, from $1,100 in FY 2026 to $1,090 in FY 2027. Since FY 2023 it has risen 34.6%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set