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29745

ZIPSAFMR
York County, SC
BRFMR
Eff. Rent
0 BR$970$1,070
1 BR$1,010$1,110
2 BR$1,110$1,220
3 BR$1,370$1,510
4 BR$1,740$1,910
5 BR$2,001
6 BR$2,301
7 BR$2,646
8 BR$3,043

Purchase Price Calculator

Maximum purchase price
$119,375

Cost breakdown

+Likely effective rent$1,220
HUD FMR$1,110
Market rent$1,530
Est. payment standard (110%)Used$1,220
Estimated payment standard is $1,220 (110% of FMR).
-Principal and interest-$604
Loan amount$95,500
Down payment$23,875
Rate6.50%
Term30 years
-Operating costs-$416
Property taxes-$119
Insurance-$175
Utilities$0
HOA$0
Management-$122
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$19,800(82.9% ROI)
Projected value
$128,554
Current value$119,375
Return breakdown
Property appreciation+$9,179
Loan principal paid down+$3,422
Rental cash flow+$7,200
5-year hold
+$33,788(141.5% ROI)
Projected value
$135,062
Current value$119,375
Return breakdown
Property appreciation+$15,687
Loan principal paid down+$6,102
Rental cash flow+$12,000
10-year hold
+$71,974(301.5% ROI)
Projected value
$152,810
Current value$119,375
Return breakdown
Property appreciation+$33,435
Loan principal paid down+$14,539
Rental cash flow+$24,000

Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.75ratio
FMR$970
Market$1,300
vs market-$330

FMR is below market; voucher rent may lag private rents.

90% standard$873 / 0.67 ratio110% standard$1,067 / 0.82 ratio
0.75
1 BR
1 BR
0.78ratio
FMR$1,010
Market$1,290
vs market-$280

FMR is below market; voucher rent may lag private rents.

90% standard$909 / 0.70 ratio110% standard$1,111 / 0.86 ratio
0.78
2 BR
2 BR
0.73ratio
FMR$1,110
Market$1,530
vs market-$420

FMR is below market; voucher rent may lag private rents.

90% standard$999 / 0.65 ratio110% standard$1,221 / 0.80 ratio
0.73
3 BR
3 BR
0.69ratio
FMR$1,370
Market$1,980
vs market-$610

FMR is below market; voucher rent may lag private rents.

90% standard$1,233 / 0.62 ratio110% standard$1,507 / 0.76 ratio
0.69
4 BR
4 BR
0.72ratio
FMR$1,740
Market$2,410
vs market-$670

FMR is below market; voucher rent may lag private rents.

90% standard$1,566 / 0.65 ratio110% standard$1,914 / 0.79 ratio
0.72
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 29745 (SC) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

29745 fair market rent benchmarks

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 29745 shows monthly rent benchmarks by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,110 and the 4 bedroom fair market rent is $1,740.

Use these values to compare bedroom-size rent benchmarks and screen a property's rent assumptions. Local housing authorities set voucher payment standards, which may be above or below published HUD FMR, so confirm the applicable authority and current schedule before underwriting a property. Read the FMR and payment-standard guide for the full verification workflow.

FY 2026 Fair Market Rent by bedroom size for 29745
Bedroom sizeHUD FMR
Studio$970
1 bedroom$1,010
2 bedroom$1,110
3 bedroom$1,370
4 bedroom$1,740