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York County/Rock Hill/29732

29732

ZIPSAFMR
York County, SC
Zillow

ZIP Investment Score

94Below average

095130300
BRFMR
Eff. Rent
0 BR$1,380$1,070
1 BR$1,440$1,150
2 BR$1,570$1,310
3 BR$1,920$1,950
4 BR$2,440$2,490
5 BR$2,806Not available
6 BR$3,227Not available
7 BR$3,711Not available
8 BR$4,268Not available

Purchase Price Calculator

Maximum purchase price
$132,749

Cost breakdown

+Likely effective rent$1,310
HUD FMR$1,570
Market rentUsed$1,310
Est. payment standard (90%)$1,410
-Principal and interest-$671
Loan amount$106,199
Down payment$26,550
Rate6.50%
Term30 years
-Operating costs-$439
Property taxes-$133
Insurance-$175
Utilities$0
HOA$0
Management-$131
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$21,212(79.9% ROI)
Projected value
$142,956
Return breakdown
Property appreciation+$10,207
Loan principal paid down+$3,805
Rental cash flow+$7,200
5-year hold
+$36,229(136.5% ROI)
Projected value
$150,193
Return breakdown
Property appreciation+$17,444
Loan principal paid down+$6,785
Rental cash flow+$12,000
10-year hold
+$77,349(291.3% ROI)
Projected value
$169,930
Return breakdown
Property appreciation+$37,181
Loan principal paid down+$16,168
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.29
1 BR
1.25
2 BR
1.20
3 BR
0.97
4 BR
0.97
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 29732 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 29732 (Rock Hill, SC) is $1,570 a month. That is up 4.0% from $1,510 in FY 2026. Rock Hill is in the Charlotte-Concord-Gastonia, NC-SC HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 20 ZIP codes in York County, 29732 has the 9th-highest two-bedroom rent (county range $1,010–$1,940). The median county two-bedroom FMR in South Carolina is $1,098, so ZIP 29732 is 43% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 29732
BedroomsFY 2027Change90–110% range
Studio$1,380+4.5%$1,242–$1,518
1BR$1,440+4.3%$1,296–$1,584
2BR$1,570+4.0%$1,413–$1,727
3BR$1,920+3.2%$1,728–$2,112
4BR$2,440+3.4%$2,196–$2,684

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 29732
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,380$1,440$1,570$1,920$2,440
FY 2026$1,320$1,380$1,510$1,860$2,360
FY 2025$1,430$1,480$1,640$2,020$2,560
FY 2024$1,210$1,250$1,400$1,740$2,240
FY 2023$1,070$1,100$1,240$1,570$2,030

Two-bedroom rent in nearby York County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 29732
29715$1,880+19.7%
29716$1,610+2.5%
29717$1,320−15.9%
29726$1,240−21.0%
29730$1,540−1.9%
29731$1,610+2.5%
29732Current$1,570—
29733$1,550−1.3%
29734$1,610+2.5%
29742$1,350−14.0%
29743$1,010−35.7%
29745$1,190−24.2%

Questions about ZIP 29732 rents

How much will Section 8 pay for a two-bedroom in ZIP 29732?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,570, that basic range is $1,413 to $1,727 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 29732 in?

ZIP 29732 is in the Charlotte-Concord-Gastonia, NC-SC HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 29732 for FY 2027?

The two-bedroom FMR rose 4.0%, from $1,510 in FY 2026 to $1,570 in FY 2027. Since FY 2023 it has risen 26.6%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentRock Hill, SC fair market rentSC statewide rentsWhat is SAFMR?Data sources