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Hall County/Gainesville/30501

30501

ZIPSAFMR
Hall County, GA
Zillow

ZIP Investment Score

84Below average

095130300
BRFMR
Eff. Rent
0 BR$1,190$1,310
1 BR$1,420$1,450
2 BR$1,550$1,620
3 BR$1,870$1,850
4 BR$2,230$2,340
5 BR$2,565Not available
6 BR$2,949Not available
7 BR$3,392Not available
8 BR$3,900Not available

Purchase Price Calculator

Maximum purchase price
$178,815

Cost breakdown

+Likely effective rent$1,620
HUD FMR$1,550
Market rent$1,660
Est. payment standard (105%)Used$1,620
-Principal and interest-$904
Loan amount$143,052
Down payment$35,763
Rate6.50%
Term30 years
-Operating costs-$516
Property taxes-$179
Insurance-$175
Utilities$0
HOA$0
Management-$162
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$26,074(72.9% ROI)
Projected value
$192,564
Return breakdown
Property appreciation+$13,749
Loan principal paid down+$5,125
Rental cash flow+$7,200
5-year hold
+$44,637(124.8% ROI)
Projected value
$202,313
Return breakdown
Property appreciation+$23,498
Loan principal paid down+$9,140
Rental cash flow+$12,000
10-year hold
+$95,861(268.0% ROI)
Projected value
$228,898
Return breakdown
Property appreciation+$50,083
Loan principal paid down+$21,778
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.73
1 BR
0.97
2 BR
0.93
3 BR
1.01
4 BR
0.93
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 30501 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 30501 (Gainesville, GA) is $1,550 a month. That is up 0.6% from $1,540 in FY 2026. Gainesville is in the Gainesville, GA MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,543. Among 22 ZIP codes in Hall County, 30501 has the 7th-highest two-bedroom rent (county range $1,140–$2,140). The median county two-bedroom FMR in Georgia is $1,058, so ZIP 30501 is 47% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 30501
BedroomsFY 2027Change90–110% range
Studio$1,190−0.8%$1,071–$1,309
1BR$1,420+1.4%$1,278–$1,562
2BR$1,550+0.6%$1,395–$1,705
3BR$1,8700.0%$1,683–$2,057
4BR$2,230+3.2%$2,007–$2,453

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 30501
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,190$1,420$1,550$1,870$2,230
FY 2026$1,200$1,400$1,540$1,870$2,160
FY 2025$1,090$1,290$1,430$1,720$1,940
FY 2024$990$1,130$1,270$1,570$1,770
FY 2023$930$1,020$1,150$1,460$1,660

Two-bedroom rent in nearby Hall County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 30501
30501Current$1,550—
30502$1,540−0.6%
30503$1,540−0.6%
30504$1,560+0.6%
30506$1,490−3.9%
30507$1,400−9.7%
30510$1,370−11.6%
30517$1,990+28.4%
30518$1,830+18.1%
30519$2,140+38.1%
30527$1,370−11.6%
30528$1,370−11.6%

Questions about ZIP 30501 rents

How much will Section 8 pay for a two-bedroom in ZIP 30501?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,543, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,389 to $1,697 a month; under the ZIP-level Small Area FMR of $1,550 it would be $1,395 to $1,705. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 30501 in?

ZIP 30501 is in the Gainesville, GA MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,543.

How much did fair market rent change in ZIP 30501 for FY 2027?

The two-bedroom FMR rose 0.6%, from $1,540 in FY 2026 to $1,550 in FY 2027. Since FY 2023 it has risen 34.8%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentGainesville, GA fair market rentGA statewide rentsWhat is SAFMR?Data sources