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30816

ZIPSAFMR
Burke County, GA

ZIP Investment Score

110Above average

095130300
BRFMR
Eff. Rent
0 BR$760$760
1 BR$890$890
2 BR$1,000$1,000
3 BR$1,250$1,250
4 BR$1,500$1,500
5 BR$1,725Not available
6 BR$1,984Not available
7 BR$2,281Not available
8 BR$2,624Not available

Purchase Price Calculator

Maximum purchase price
$86,683

Cost breakdown

+Likely effective rent$1,000
HUD FMRUsed$1,000
Market rentN/A
Est. payment standardN/A
-Principal and interest-$438
Loan amount$69,346
Down payment$17,337
Rate6.50%
Term30 years
-Operating costs-$362
Property taxes-$87
Insurance-$175
Utilities$0
HOA$0
Management-$100
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$16,350(94.3% ROI)
Projected value
$93,348
Return breakdown
Property appreciation+$6,665
Loan principal paid down+$2,485
Rental cash flow+$7,200
5-year hold
+$27,821(160.5% ROI)
Projected value
$98,074
Return breakdown
Property appreciation+$11,391
Loan principal paid down+$4,431
Rental cash flow+$12,000
10-year hold
+$58,836(339.4% ROI)
Projected value
$110,962
Return breakdown
Property appreciation+$24,279
Loan principal paid down+$10,557
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
--
Mortgage rate
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ZIP 30816 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 30816 (Keysville, GA) is $1,000 a month. That is up 3.1% from $970 in FY 2026. Keysville is in the Augusta-Richmond County, GA-SC HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 9 ZIP codes in Burke County, 30816 is tied for the 4th-highest two-bedroom rent (county range $1,000–$1,420). The median county two-bedroom FMR in Georgia is $1,058, so ZIP 30816 is 5% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 30816
BedroomsFY 2027Change90–110% range
Studio$760+4.1%$684–$836
1BR$890+4.7%$801–$979
2BR$1,000+3.1%$900–$1,100
3BR$1,2500.0%$1,125–$1,375
4BR$1,500−1.3%$1,350–$1,650

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 30816
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$760$890$1,000$1,250$1,500
FY 2026$730$850$970$1,250$1,520
FY 2025$730$870$990$1,320$1,610
FY 2024$680$810$920$1,240$1,510
FY 2023$620$720$820$1,110$1,380

Two-bedroom rent in nearby Burke County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 30816
30426$1,020+2.0%
30434$1,0000.0%
30441$1,0000.0%
30442$1,0000.0%
30456$1,0000.0%
30805$1,0000.0%
30815$1,420+42.0%
30816Current$1,000—
30830$1,090+9.0%

Questions about ZIP 30816 rents

How much will Section 8 pay for a two-bedroom in ZIP 30816?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,000, that basic range is $900 to $1,100 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 30816 in?

ZIP 30816 is in the Augusta-Richmond County, GA-SC HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 30816 for FY 2027?

The two-bedroom FMR rose 3.1%, from $970 in FY 2026 to $1,000 in FY 2027. Since FY 2023 it has risen 22.0%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set