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Burke County/Hephzibah/30815

30815

ZIPSAFMR
Burke County, GA
Zillow

ZIP Investment Score

140High yield potential

095130300
BRFMR
Eff. Rent
0 BR$1,070$1,150
1 BR$1,280$1,190
2 BR$1,420$1,300
3 BR$1,790$1,500
4 BR$2,170$1,680
5 BR$2,496Not available
6 BR$2,870Not available
7 BR$3,300Not available
8 BR$3,795Not available

Purchase Price Calculator

Maximum purchase price
$131,263

Cost breakdown

+Likely effective rent$1,300
HUD FMR$1,420
Market rentUsed$1,300
Est. payment standard (95%)$1,340
-Principal and interest-$664
Loan amount$105,010
Down payment$26,253
Rate6.50%
Term30 years
-Operating costs-$436
Property taxes-$131
Insurance-$175
Utilities$0
HOA$0
Management-$130
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$21,055(80.2% ROI)
Projected value
$141,356
Return breakdown
Property appreciation+$10,093
Loan principal paid down+$3,762
Rental cash flow+$7,200
5-year hold
+$35,958(137.0% ROI)
Projected value
$148,512
Return breakdown
Property appreciation+$17,249
Loan principal paid down+$6,709
Rental cash flow+$12,000
10-year hold
+$76,751(292.4% ROI)
Projected value
$168,028
Return breakdown
Property appreciation+$36,765
Loan principal paid down+$15,987
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.90
1 BR
1.08
2 BR
1.09
3 BR
1.19
4 BR
1.29
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 30815 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 30815 (Hephzibah, GA) is $1,420 a month. That is up 3.6% from $1,370 in FY 2026. Hephzibah is in the Augusta-Richmond County, GA-SC HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 9 ZIP codes in Burke County, 30815 has the highest two-bedroom rent (county range $1,000–$1,420). The median county two-bedroom FMR in Georgia is $1,058, so ZIP 30815 is 34% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 30815
BedroomsFY 2027Change90–110% range
Studio$1,070+4.9%$963–$1,177
1BR$1,280+5.8%$1,152–$1,408
2BR$1,420+3.6%$1,278–$1,562
3BR$1,790+1.1%$1,611–$1,969
4BR$2,170+0.9%$1,953–$2,387

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 30815
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,070$1,280$1,420$1,790$2,170
FY 2026$1,020$1,210$1,370$1,770$2,150
FY 2025$970$1,160$1,310$1,720$2,110
FY 2024$860$1,020$1,170$1,560$1,890
FY 2023$800$950$1,080$1,450$1,780

Two-bedroom rent in nearby Burke County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 30815
30426$1,020−28.2%
30434$1,000−29.6%
30441$1,000−29.6%
30442$1,000−29.6%
30456$1,000−29.6%
30805$1,000−29.6%
30815Current$1,420—
30816$1,000−29.6%
30830$1,090−23.2%

Questions about ZIP 30815 rents

How much will Section 8 pay for a two-bedroom in ZIP 30815?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,420, that basic range is $1,278 to $1,562 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 30815 in?

ZIP 30815 is in the Augusta-Richmond County, GA-SC HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 30815 for FY 2027?

The two-bedroom FMR rose 3.6%, from $1,370 in FY 2026 to $1,420 in FY 2027. Since FY 2023 it has risen 31.5%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentHephzibah, GA fair market rentGA statewide rentsWhat is SAFMR?Data sources