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Columbia County/Augusta/30909

30909

ZIPSAFMR
Columbia County, GA
Zillow

ZIP Investment Score

104Above average

095130300
BRFMR
Eff. Rent
0 BR$1,190$880
1 BR$1,440$1,100
2 BR$1,590$1,240
3 BR$2,000$1,430
4 BR$2,430$1,730
5 BR$2,795Not available
6 BR$3,214Not available
7 BR$3,696Not available
8 BR$4,250Not available

Purchase Price Calculator

Maximum purchase price
$122,347

Cost breakdown

+Likely effective rent$1,240
HUD FMR$1,590
Market rentUsed$1,240
Est. payment standard (90%)$1,430
-Principal and interest-$619
Loan amount$97,878
Down payment$24,469
Rate6.50%
Term30 years
-Operating costs-$421
Property taxes-$122
Insurance-$175
Utilities$0
HOA$0
Management-$124
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$20,114(82.2% ROI)
Projected value
$131,754
Return breakdown
Property appreciation+$9,407
Loan principal paid down+$3,507
Rental cash flow+$7,200
5-year hold
+$34,331(140.3% ROI)
Projected value
$138,424
Return breakdown
Property appreciation+$16,077
Loan principal paid down+$6,253
Rental cash flow+$12,000
10-year hold
+$73,168(299.0% ROI)
Projected value
$156,615
Return breakdown
Property appreciation+$34,268
Loan principal paid down+$14,901
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.35
1 BR
1.31
2 BR
1.28
3 BR
1.40
4 BR
1.40
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 30909 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 30909 (Augusta, GA) is $1,590 a month. That is up 7.4% from $1,480 in FY 2026. Augusta is in the Augusta-Richmond County, GA-SC HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 8 ZIP codes in Columbia County, 30909 has the 4th-highest two-bedroom rent (county range $1,000–$1,990). The median county two-bedroom FMR in Georgia is $1,058, so ZIP 30909 is 50% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 30909
BedroomsFY 2027Change90–110% range
Studio$1,190+8.2%$1,071–$1,309
1BR$1,440+9.9%$1,296–$1,584
2BR$1,590+7.4%$1,431–$1,749
3BR$2,000+4.7%$1,800–$2,200
4BR$2,430+4.3%$2,187–$2,673

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 30909
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,190$1,440$1,590$2,000$2,430
FY 2026$1,100$1,310$1,480$1,910$2,330
FY 2025$980$1,170$1,320$1,740$2,120
FY 2024$900$1,070$1,230$1,640$1,990
FY 2023$830$990$1,130$1,520$1,860

Two-bedroom rent in nearby Columbia County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 30909
30802$1,190−25.2%
30809$1,990+25.2%
30813$1,750+10.1%
30814$1,000−37.1%
30824$1,010−36.5%
30907$1,490−6.3%
30909Current$1,590—
30917$1,650+3.8%

Questions about ZIP 30909 rents

How much will Section 8 pay for a two-bedroom in ZIP 30909?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,590, that basic range is $1,431 to $1,749 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 30909 in?

ZIP 30909 is in the Augusta-Richmond County, GA-SC HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 30909 for FY 2027?

The two-bedroom FMR rose 7.4%, from $1,480 in FY 2026 to $1,590 in FY 2027. Since FY 2023 it has risen 40.7%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentAugusta, GA fair market rentGA statewide rentsWhat is SAFMR?Data sources