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30907

ZIPSAFMR
Columbia County, GA

ZIP Investment Score

121Above average

095130300
BRFMR
Eff. Rent
0 BR$1,120$1,150
1 BR$1,350$1,180
2 BR$1,490$1,360
3 BR$1,870$1,650
4 BR$2,280$2,160
5 BR$2,622Not available
6 BR$3,015Not available
7 BR$3,468Not available
8 BR$3,988Not available

Purchase Price Calculator

Maximum purchase price
$140,179

Cost breakdown

+Likely effective rent$1,360
HUD FMR$1,490
Market rentUsed$1,360
Est. payment standard (94%)$1,410
-Principal and interest-$709
Loan amount$112,143
Down payment$28,036
Rate6.50%
Term30 years
-Operating costs-$451
Property taxes-$140
Insurance-$175
Utilities$0
HOA$0
Management-$136
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$21,996(78.5% ROI)
Projected value
$150,957
Return breakdown
Property appreciation+$10,778
Loan principal paid down+$4,018
Rental cash flow+$7,200
5-year hold
+$37,586(134.1% ROI)
Projected value
$158,600
Return breakdown
Property appreciation+$18,421
Loan principal paid down+$7,165
Rental cash flow+$12,000
10-year hold
+$80,334(286.5% ROI)
Projected value
$179,441
Return breakdown
Property appreciation+$39,262
Loan principal paid down+$17,073
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.96
1 BR
1.14
2 BR
1.10
3 BR
1.13
4 BR
1.06
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 30907 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 30907 (Augusta, GA) is $1,490 a month. That is up 4.9% from $1,420 in FY 2026. Augusta is in the Augusta-Richmond County, GA-SC HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 8 ZIP codes in Columbia County, 30907 has the 5th-highest two-bedroom rent (county range $1,000–$1,990). The median county two-bedroom FMR in Georgia is $1,058, so ZIP 30907 is 41% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 30907
BedroomsFY 2027Change90–110% range
Studio$1,120+5.7%$1,008–$1,232
1BR$1,350+8.0%$1,215–$1,485
2BR$1,490+4.9%$1,341–$1,639
3BR$1,870+2.2%$1,683–$2,057
4BR$2,280+2.2%$2,052–$2,508

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 30907
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,120$1,350$1,490$1,870$2,280
FY 2026$1,060$1,250$1,420$1,830$2,230
FY 2025$1,000$1,190$1,350$1,780$2,170
FY 2024$940$1,120$1,280$1,700$2,070
FY 2023$870$1,030$1,180$1,590$1,940

Two-bedroom rent in nearby Columbia County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 30907
30802$1,190−20.1%
30809$1,990+33.6%
30813$1,750+17.4%
30814$1,000−32.9%
30824$1,010−32.2%
30907Current$1,490—
30909$1,590+6.7%
30917$1,650+10.7%

Questions about ZIP 30907 rents

How much will Section 8 pay for a two-bedroom in ZIP 30907?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,490, that basic range is $1,341 to $1,639 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 30907 in?

ZIP 30907 is in the Augusta-Richmond County, GA-SC HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 30907 for FY 2027?

The two-bedroom FMR rose 4.9%, from $1,420 in FY 2026 to $1,490 in FY 2027. Since FY 2023 it has risen 26.3%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set