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Pulaski County/Unadilla/31091

31091

ZIPSAFMR
Pulaski County, GA
Zillow

ZIP Investment Score

129Above average

095130300
BRFMR
Eff. Rent
0 BR$1,000$1,000
1 BR$1,100$1,100
2 BR$1,230$1,230
3 BR$1,640$1,640
4 BR$1,940$1,940
5 BR$2,231Not available
6 BR$2,566Not available
7 BR$2,950Not available
8 BR$3,393Not available

Purchase Price Calculator

Maximum purchase price
$120,861

Cost breakdown

+Likely effective rent$1,230
HUD FMRUsed$1,230
Market rentN/A
Est. payment standardN/A
-Principal and interest-$611
Loan amount$96,689
Down payment$24,172
Rate6.50%
Term30 years
-Operating costs-$419
Property taxes-$121
Insurance-$175
Utilities$0
HOA$0
Management-$123
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$19,957(82.6% ROI)
Projected value
$130,154
Return breakdown
Property appreciation+$9,293
Loan principal paid down+$3,464
Rental cash flow+$7,200
5-year hold
+$34,060(140.9% ROI)
Projected value
$136,743
Return breakdown
Property appreciation+$15,882
Loan principal paid down+$6,177
Rental cash flow+$12,000
10-year hold
+$72,571(300.2% ROI)
Projected value
$154,712
Return breakdown
Property appreciation+$33,851
Loan principal paid down+$14,720
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
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Tax rate
--
Mortgage rate
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ZIP 31091 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 31091 (Unadilla, GA) is $1,230 a month. That is up 4.2% from $1,180 in FY 2026. Unadilla is in the Pulaski County, GA non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,002. Among 6 ZIP codes in Pulaski County, 31091 is tied for the highest two-bedroom rent (county range $1,010–$1,230). The median county two-bedroom FMR in Georgia is $1,058, so ZIP 31091 is 16% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 31091
BedroomsFY 2027Change90–110% range
Studio$1,000+4.2%$900–$1,100
1BR$1,100+3.8%$990–$1,210
2BR$1,230+4.2%$1,107–$1,353
3BR$1,640+4.5%$1,476–$1,804
4BR$1,940+5.4%$1,746–$2,134

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 31091
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,000$1,100$1,230$1,640$1,940
FY 2026$960$1,060$1,180$1,570$1,840
FY 2025$880$980$1,100$1,470$1,710
FY 2024$770$850$950$1,290$1,530
FY 2023$710$770$880$1,170$1,430

Two-bedroom rent in nearby Pulaski County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 31091
31014$1,180−4.1%
31023$1,020−17.1%
31036$1,2300.0%
31071$1,010−17.9%
31091Current$1,230—
31092$1,060−13.8%

Questions about ZIP 31091 rents

How much will Section 8 pay for a two-bedroom in ZIP 31091?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,002, which applies unless the housing authority uses Small Area FMRs, that basic range is $902 to $1,102 a month; under the ZIP-level Small Area FMR of $1,230 it would be $1,107 to $1,353. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 31091 in?

ZIP 31091 is in the Pulaski County, GA non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,002.

How much did fair market rent change in ZIP 31091 for FY 2027?

The two-bedroom FMR rose 4.2%, from $1,180 in FY 2026 to $1,230 in FY 2027. Since FY 2023 it has risen 39.8%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentUnadilla, GA fair market rentGA statewide rentsWhat is SAFMR?Data sources