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31092

ZIPSAFMR
Dooly County, GA

ZIP Investment Score

70Below average

095130300
BRFMR
Eff. Rent
0 BR$840$690
1 BR$850$720
2 BR$1,060$760
3 BR$1,460$820
4 BR$1,530$880
5 BR$1,759Not available
6 BR$2,023Not available
7 BR$2,327Not available
8 BR$2,676Not available

Purchase Price Calculator

Maximum purchase price
$51,019

Cost breakdown

+Likely effective rent$760
HUD FMR$1,060
Market rentUsed$760
Est. payment standard (90%)$950
-Principal and interest-$258
Loan amount$40,815
Down payment$10,204
Rate6.50%
Term30 years
-Operating costs-$302
Property taxes-$51
Insurance-$175
Utilities$0
HOA$0
Management-$76
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$12,585(123.3% ROI)
Projected value
$54,942
Return breakdown
Property appreciation+$3,923
Loan principal paid down+$1,462
Rental cash flow+$7,200
5-year hold
+$21,312(208.9% ROI)
Projected value
$57,724
Return breakdown
Property appreciation+$6,704
Loan principal paid down+$2,608
Rental cash flow+$12,000
10-year hold
+$44,503(436.1% ROI)
Projected value
$65,309
Return breakdown
Property appreciation+$14,290
Loan principal paid down+$6,214
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.22
1 BR
1.18
2 BR
1.39
3 BR
1.78
4 BR
1.74
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 31092 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 31092 (Vienna, GA) is $1,060 a month. That is up 2.9% from $1,030 in FY 2026. Vienna is in the Dooly County, GA non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,002. Among 10 ZIP codes in Dooly County, 31092 has the 4th-highest two-bedroom rent (county range $1,000–$1,230).

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 31092
BedroomsFY 2027Change90–110% range
Studio$840+3.7%$756–$924
1BR$850+3.7%$765–$935
2BR$1,060+2.9%$954–$1,166
3BR$1,460+8.1%$1,314–$1,606
4BR$1,530+11.7%$1,377–$1,683

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 31092
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$840$850$1,060$1,460$1,530
FY 2026$810$820$1,030$1,350$1,370
FY 2025$750$760$950$1,180$1,260
FY 2024area FMR$715$720$885$1,070$1,179
FY 2023area FMR$648$649$772$940$1,037

Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.

Two-bedroom rent in nearby Dooly County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 31092
31007$1,000−5.7%
31015$1,000−5.7%
31036$1,230+16.0%
31051$1,000−5.7%
31063$1,080+1.9%
31070$1,030−2.8%
31071$1,010−4.7%
31072$1,000−5.7%
31091$1,230+16.0%
31092Current$1,060—

Questions about ZIP 31092 rents

How much will Section 8 pay for a two-bedroom in ZIP 31092?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,002, which applies unless the housing authority uses Small Area FMRs, that basic range is $902 to $1,102 a month; under the ZIP-level Small Area FMR of $1,060 it would be $954 to $1,166. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 31092 in?

ZIP 31092 is in the Dooly County, GA non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,002.

How much did fair market rent change in ZIP 31092 for FY 2027?

The two-bedroom FMR rose 2.9%, from $1,030 in FY 2026 to $1,060 in FY 2027. Since FY 2025 it has risen 11.6%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set