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Chatham County/Pooler/31322

31322

ZIPSAFMR
Chatham County, GA
Zillow

ZIP Investment Score

94Below average

095130300
BRFMR
Eff. Rent
0 BR$1,740$1,760
1 BR$1,810$1,700
2 BR$1,970$1,990
3 BR$2,560$2,100
4 BR$2,910$2,550
5 BR$3,346Not available
6 BR$3,848Not available
7 BR$4,426Not available
8 BR$5,090Not available

Purchase Price Calculator

Maximum purchase price
$233,797

Cost breakdown

+Likely effective rent$1,990
HUD FMR$1,970
Market rent$2,000
Est. payment standard (101%)Used$1,990
-Principal and interest-$1,182
Loan amount$187,037
Down payment$46,759
Rate6.50%
Term30 years
-Operating costs-$608
Property taxes-$234
Insurance-$175
Utilities$0
HOA$0
Management-$199
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$31,878(68.2% ROI)
Projected value
$251,773
Return breakdown
Property appreciation+$17,977
Loan principal paid down+$6,701
Rental cash flow+$7,200
5-year hold
+$54,673(116.9% ROI)
Projected value
$264,519
Return breakdown
Property appreciation+$30,723
Loan principal paid down+$11,950
Rental cash flow+$12,000
10-year hold
+$117,957(252.3% ROI)
Projected value
$299,280
Return breakdown
Property appreciation+$65,483
Loan principal paid down+$28,474
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.98
1 BR
1.06
2 BR
0.98
3 BR
1.22
4 BR
1.14
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 31322 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 31322 (Pooler, GA) is $1,970 a month. That is unchanged from FY 2026. Pooler is in the Savannah, GA MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,679. Among 23 ZIP codes in Chatham County, 31322 has the 5th-highest two-bedroom rent (county range $1,520–$2,050). The median county two-bedroom FMR in Georgia is $1,058, so ZIP 31322 is 86% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 31322
BedroomsFY 2027Change90–110% range
Studio$1,740+1.8%$1,566–$1,914
1BR$1,810+0.6%$1,629–$1,991
2BR$1,9700.0%$1,773–$2,167
3BR$2,560−2.3%$2,304–$2,816
4BR$2,910−2.7%$2,619–$3,201

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 31322
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,740$1,810$1,970$2,560$2,910
FY 2026$1,710$1,800$1,970$2,620$2,990
FY 2025$1,550$1,680$1,860$2,500$2,890
FY 2024$1,380$1,490$1,670$2,270$2,660
FY 2023$1,210$1,310$1,480$2,020$2,370

Two-bedroom rent in nearby Chatham County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 31322
31302$1,520−22.8%
31312$1,770−10.2%
31322Current$1,970—
31328$1,660−15.7%
31401$2,010+2.0%
31402$1,700−13.7%
31403$1,700−13.7%
31404$1,530−22.3%
31405$1,620−17.8%
31406$1,650−16.2%
31407$2,050+4.1%
31408$1,520−22.8%

Questions about ZIP 31322 rents

How much will Section 8 pay for a two-bedroom in ZIP 31322?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,679, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,511 to $1,847 a month; under the ZIP-level Small Area FMR of $1,970 it would be $1,773 to $2,167. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 31322 in?

ZIP 31322 is in the Savannah, GA MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,679.

How much did fair market rent change in ZIP 31322 for FY 2027?

The two-bedroom FMR was unchanged at $1,970 in FY 2027. Since FY 2023 it has risen 33.1%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentPooler, GA fair market rentGA statewide rentsWhat is SAFMR?Data sources