32085
ZIPSAFMR
St. Johns County, FL
BRFMR
Eff. Rent
0 BR$1,660$1,360
1 BR$1,690$1,420
2 BR$2,030$1,770
3 BR$2,500$2,080
4 BR$3,140$2,650
5 BR$3,611
6 BR$4,153
7 BR$4,776
8 BR$5,492

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
1.22ratio
FMR$1,660
Market$1,360
vs market+$300

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.22
1 BR
1 BR
1.19ratio
FMR$1,690
Market$1,420
vs market+$270

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.19
2 BR
2 BR
1.15ratio
FMR$2,030
Market$1,770
vs market+$260

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.15
3 BR
3 BR
1.20ratio
FMR$2,500
Market$2,080
vs market+$420

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.20
4 BR
4 BR
1.18ratio
FMR$3,140
Market$2,650
vs market+$490

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.18
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents across all bedroom sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$239,741
Rent
$2,030
Down payment
$47,948
Loan
$191,793
Mortgage
$1,212
Expenses
$618
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 32085 (FL) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.