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St. Johns County/Saint Augustine/32080

32080

ZIPSAFMR
St. Johns County, FL
Zillow

ZIP Investment Score

52Below average

095130300
BRFMR
Eff. Rent
0 BR$1,600$1,680
1 BR$1,620$1,770
2 BR$1,930$2,010
3 BR$2,370$2,510
4 BR$2,960$3,230
5 BR$3,404Not available
6 BR$3,915Not available
7 BR$4,502Not available
8 BR$5,177Not available

Purchase Price Calculator

Maximum purchase price
$236,769

Cost breakdown

+Likely effective rent$2,010
HUD FMR$1,930
Market rent$2,050
Est. payment standard (104%)Used$2,010
-Principal and interest-$1,197
Loan amount$189,415
Down payment$47,354
Rate6.50%
Term30 years
-Operating costs-$613
Property taxes-$237
Insurance-$175
Utilities$0
HOA$0
Management-$201
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$32,192(68.0% ROI)
Projected value
$254,974
Return breakdown
Property appreciation+$18,205
Loan principal paid down+$6,786
Rental cash flow+$7,200
5-year hold
+$55,215(116.6% ROI)
Projected value
$267,882
Return breakdown
Property appreciation+$31,113
Loan principal paid down+$12,102
Rental cash flow+$12,000
10-year hold
+$119,152(251.6% ROI)
Projected value
$303,084
Return breakdown
Property appreciation+$66,315
Loan principal paid down+$28,836
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.92
1 BR
0.88
2 BR
0.94
3 BR
0.92
4 BR
0.88
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 32080 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 32080 (Saint Augustine, FL) is $1,930 a month. That is up 1.6% from $1,900 in FY 2026. Saint Augustine is in the Jacksonville, FL HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 16 ZIP codes in St. Johns County, 32080 has the 12th-highest two-bedroom rent (county range $1,280–$2,540). The median county two-bedroom FMR in Florida is $1,474, so ZIP 32080 is 31% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 32080
BedroomsFY 2027Change90–110% range
Studio$1,600+3.2%$1,440–$1,760
1BR$1,620+2.5%$1,458–$1,782
2BR$1,930+1.6%$1,737–$2,123
3BR$2,370+1.3%$2,133–$2,607
4BR$2,960+0.7%$2,664–$3,256

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 32080
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,600$1,620$1,930$2,370$2,960
FY 2026$1,550$1,580$1,900$2,340$2,940
FY 2025$1,590$1,670$1,990$2,490$3,150
FY 2024$1,420$1,550$1,840$2,330$2,960
FY 2023$1,080$1,240$1,470$1,890$2,390

Two-bedroom rent in nearby St. Johns County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 32080
32004$2,090+8.3%
32033$2,040+5.7%
32080Current$1,930—
32081$2,130+10.4%
32082$2,190+13.5%
32084$1,740−9.8%
32085$2,090+8.3%
32086$1,790−7.3%
32092$2,540+31.6%
32095$2,150+11.4%
32131$1,420−26.4%
32145$1,280−33.7%

Questions about ZIP 32080 rents

How much will Section 8 pay for a two-bedroom in ZIP 32080?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,930, that basic range is $1,737 to $2,123 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 32080 in?

ZIP 32080 is in the Jacksonville, FL HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 32080 for FY 2027?

The two-bedroom FMR rose 1.6%, from $1,900 in FY 2026 to $1,930 in FY 2027. Since FY 2023 it has risen 31.3%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentSaint Augustine, FL fair market rentFL statewide rentsWhat is SAFMR?Data sources