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34753

ZIPSAFMR
Lake County, FL

ZIP Investment Score

100Above average

095130300
BRFMR
Eff. Rent
0 BR$1,430$1,530
1 BR$1,490$1,570
2 BR$1,690$1,730
3 BR$2,110$2,020
4 BR$2,460$2,280
5 BR$2,829Not available
6 BR$3,253Not available
7 BR$3,741Not available
8 BR$4,303Not available

Purchase Price Calculator

Maximum purchase price
$195,161

Cost breakdown

+Likely effective rent$1,730
HUD FMR$1,690
Market rent$1,750
Est. payment standard (102%)Used$1,730
-Principal and interest-$987
Loan amount$156,129
Down payment$39,032
Rate6.50%
Term30 years
-Operating costs-$543
Property taxes-$195
Insurance-$175
Utilities$0
HOA$0
Management-$173
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$27,800(71.2% ROI)
Projected value
$210,167
Return breakdown
Property appreciation+$15,006
Loan principal paid down+$5,594
Rental cash flow+$7,200
5-year hold
+$47,621(122.0% ROI)
Projected value
$220,807
Return breakdown
Property appreciation+$25,646
Loan principal paid down+$9,975
Rental cash flow+$12,000
10-year hold
+$102,430(262.4% ROI)
Projected value
$249,822
Return breakdown
Property appreciation+$54,662
Loan principal paid down+$23,769
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.90
1 BR
0.92
2 BR
0.97
3 BR
1.04
4 BR
1.08
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 34753 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 34753 (Mascotte, FL) is $1,690 a month. That is down 1.7% from $1,720 in FY 2026. Mascotte is in the Orlando-Kissimmee-Sanford, FL MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 39 ZIP codes in Lake County, 34753 has the 23rd-highest two-bedroom rent (county range $1,370–$2,400). The median county two-bedroom FMR in Florida is $1,474, so ZIP 34753 is 15% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 34753
BedroomsFY 2027Change90–110% range
Studio$1,430−0.7%$1,287–$1,573
1BR$1,490−1.3%$1,341–$1,639
2BR$1,690−1.7%$1,521–$1,859
3BR$2,110−2.3%$1,899–$2,321
4BR$2,460−3.5%$2,214–$2,706

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 34753
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,430$1,490$1,690$2,110$2,460
FY 2026$1,440$1,510$1,720$2,160$2,550
FY 2025$1,410$1,480$1,680$2,130$2,570
FY 2024$1,270$1,330$1,510$1,920$2,320
FY 2023$1,070$1,140$1,290$1,650$2,000

Two-bedroom rent in nearby Lake County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 34753
34729$2,130+26.0%
34731$1,440−14.8%
34736$1,890+11.8%
34737$2,040+20.7%
34748$1,390−17.8%
34749$1,720+1.8%
34753Current$1,690—
34755$1,720+1.8%
34756$1,730+2.4%
34762$1,540−8.9%
34787$2,400+42.0%
34788$1,660−1.8%

Questions about ZIP 34753 rents

How much will Section 8 pay for a two-bedroom in ZIP 34753?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,690, that basic range is $1,521 to $1,859 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 34753 in?

ZIP 34753 is in the Orlando-Kissimmee-Sanford, FL MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 34753 for FY 2027?

The two-bedroom FMR fell 1.7%, from $1,720 in FY 2026 to $1,690 in FY 2027. Since FY 2023 it has risen 31.0%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set