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Osceola County/Kissimmee/34758

34758

ZIPSAFMR
Osceola County, FL
Zillow

ZIP Investment Score

108Above average

095130300
BRFMR
Eff. Rent
0 BR$1,780$1,690
1 BR$1,850$1,660
2 BR$2,100$1,880
3 BR$2,620$2,020
4 BR$3,060$2,360
5 BR$3,519Not available
6 BR$4,047Not available
7 BR$4,654Not available
8 BR$5,352Not available

Purchase Price Calculator

Maximum purchase price
$217,451

Cost breakdown

+Likely effective rent$1,880
HUD FMR$2,100
Market rentUsed$1,880
Est. payment standard (93%)$1,960
-Principal and interest-$1,100
Loan amount$173,961
Down payment$43,490
Rate6.50%
Term30 years
-Operating costs-$580
Property taxes-$217
Insurance-$175
Utilities$0
HOA$0
Management-$188
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$30,153(69.3% ROI)
Projected value
$234,171
Return breakdown
Property appreciation+$16,720
Loan principal paid down+$6,233
Rental cash flow+$7,200
5-year hold
+$51,689(118.9% ROI)
Projected value
$246,026
Return breakdown
Property appreciation+$28,575
Loan principal paid down+$11,114
Rental cash flow+$12,000
10-year hold
+$111,388(256.1% ROI)
Projected value
$278,355
Return breakdown
Property appreciation+$60,905
Loan principal paid down+$26,484
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.05
1 BR
1.11
2 BR
1.12
3 BR
1.30
4 BR
1.30
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 34758 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 34758 (Kissimmee, FL) is $2,100 a month. That is up 1.4% from $2,070 in FY 2026. Kissimmee is in the Orlando-Kissimmee-Sanford, FL MSA, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 24 ZIP codes in Osceola County, 34758 has the 11th-highest two-bedroom rent (county range $1,370–$2,490). The median county two-bedroom FMR in Florida is $1,474, so ZIP 34758 is 42% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 34758
BedroomsFY 2027Change90–110% range
Studio$1,780+2.9%$1,602–$1,958
1BR$1,850+1.6%$1,665–$2,035
2BR$2,100+1.4%$1,890–$2,310
3BR$2,620+0.8%$2,358–$2,882
4BR$3,060−0.3%$2,754–$3,366

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 34758
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,780$1,850$2,100$2,620$3,060
FY 2026$1,730$1,820$2,070$2,600$3,070
FY 2025$1,690$1,780$2,020$2,560$3,050
FY 2024$1,590$1,680$1,900$2,420$2,920
FY 2023$1,370$1,460$1,660$2,120$2,570

Two-bedroom rent in nearby Osceola County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 34758
34743$2,030−3.3%
34744$1,730−17.6%
34745$1,950−7.1%
34746$2,090−0.5%
34747$2,110+0.5%
34758Current$2,100—
34759$2,080−1.0%
34769$1,650−21.4%
34770$1,950−7.1%
34771$2,040−2.9%
34772$2,260+7.6%
34773$2,490+18.6%

Questions about ZIP 34758 rents

How much will Section 8 pay for a two-bedroom in ZIP 34758?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $2,100, that basic range is $1,890 to $2,310 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 34758 in?

ZIP 34758 is in the Orlando-Kissimmee-Sanford, FL MSA. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 34758 for FY 2027?

The two-bedroom FMR rose 1.4%, from $2,070 in FY 2026 to $2,100 in FY 2027. Since FY 2023 it has risen 26.5%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentKissimmee, FL fair market rentFL statewide rentsWhat is SAFMR?Data sources