35504
ZIPSAFMR
Walker County, AL
BRFMR
Eff. Rent
0 BR$630$690
1 BR$710$780
2 BR$870$960
3 BR$1,210$1,330
4 BR$1,450$1,600
5 BR$1,667
6 BR$1,918
7 BR$2,205
8 BR$2,536

Purchase Price Calculator

Maximum purchase price
$80,739

Cost breakdown

+Likely effective rent$960
HUD FMR$870
Market rent$1,400
Est. payment standard (110%)Used$960
Estimated payment standard is $960 (110% of FMR).
-Principal and interest-$408
Loan amount$64,591
Down payment$16,148
Rate6.50%
Term30 years
-Operating costs-$352
Property taxes-$81
Insurance-$175
Utilities$0
HOA$0
Management-$96
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$15,722(97.4% ROI)
Projected value
$86,947
Current value$80,739
Return breakdown
Property appreciation+$6,208
Loan principal paid down+$2,314
Rental cash flow+$7,200
5-year hold
+$26,737(165.6% ROI)
Projected value
$91,349
Current value$80,739
Return breakdown
Property appreciation+$10,610
Loan principal paid down+$4,127
Rental cash flow+$12,000
10-year hold
+$56,447(349.6% ROI)
Projected value
$103,353
Current value$80,739
Return breakdown
Property appreciation+$22,614
Loan principal paid down+$9,833
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.50ratio
FMR$630
Market$1,250
vs market-$620

FMR is below market; voucher rent may lag private rents.

0.50
1 BR
1 BR
0.56ratio
FMR$710
Market$1,260
vs market-$550

FMR is below market; voucher rent may lag private rents.

90% standard$639 / 0.51 ratio110% standard$781 / 0.62 ratio
0.56
2 BR
2 BR
0.62ratio
FMR$870
Market$1,400
vs market-$530

FMR is below market; voucher rent may lag private rents.

90% standard$783 / 0.56 ratio110% standard$957 / 0.68 ratio
0.62
3 BR
3 BR
0.78ratio
FMR$1,210
Market$1,550
vs market-$340

FMR is below market; voucher rent may lag private rents.

90% standard$1,089 / 0.70 ratio110% standard$1,331 / 0.86 ratio
0.78
4 BR
4 BR
0.84ratio
FMR$1,450
Market$1,720
vs market-$270

FMR is below market; voucher rent may lag private rents.

90% standard$1,305 / 0.76 ratio110% standard$1,595 / 0.93 ratio
0.84
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 35504 (AL) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

35504 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 35504 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $870 and the 4 bedroom fair market rent is $1,450.

Use this page for searches like 35504 FMR, 35504 fair market rent, and 35504 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 35504
Bedroom sizeHUD FMR
Studio$630
1 bedroom$710
2 bedroom$870
3 bedroom$1,210
4 bedroom$1,450