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Calhoun County/Eastaboga/36260

36260

ZIPSAFMR
Calhoun County, AL
Zillow

ZIP Investment Score

104Above average

095130300
BRFMR
Eff. Rent
0 BR$720$790
1 BR$740$810
2 BR$920$1,010
3 BR$1,220$1,340
4 BR$1,230$1,350
5 BR$1,415Not available
6 BR$1,627Not available
7 BR$1,871Not available
8 BR$2,151Not available

Purchase Price Calculator

Maximum purchase price
$88,169

Cost breakdown

+Likely effective rent$1,010
HUD FMR$920
Market rent$1,330
Est. payment standard (110%)Used$1,010
-Principal and interest-$446
Loan amount$70,535
Down payment$17,634
Rate6.50%
Term30 years
-Operating costs-$364
Property taxes-$88
Insurance-$175
Utilities$0
HOA$0
Management-$101
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$16,506(93.6% ROI)
Projected value
$94,948
Return breakdown
Property appreciation+$6,779
Loan principal paid down+$2,527
Rental cash flow+$7,200
5-year hold
+$28,093(159.3% ROI)
Projected value
$99,755
Return breakdown
Property appreciation+$11,586
Loan principal paid down+$4,507
Rental cash flow+$12,000
10-year hold
+$59,433(337.0% ROI)
Projected value
$112,864
Return breakdown
Property appreciation+$24,695
Loan principal paid down+$10,738
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.62
1 BR
0.64
2 BR
0.69
3 BR
0.80
4 BR
0.80
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 36260 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 36260 (Eastaboga, AL) is $920 a month. That is up 8.2% from $850 in FY 2026. Eastaboga is in the Anniston-Oxford, AL MSA. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $1,010. Among 24 ZIP codes in Calhoun County, 36260 is tied for the 17th-highest two-bedroom rent (county range $920–$1,320). The median county two-bedroom FMR in Alabama is $975, so ZIP 36260 is 6% below it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 36260
BedroomsFY 2027Change90–110% range
Studio$720+9.1%$648–$792
1BR$740+12.1%$666–$814
2BR$920+8.2%$828–$1,012
3BR$1,220+4.3%$1,098–$1,342
4BR$1,230−2.4%$1,107–$1,353

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 36260
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$720$740$920$1,220$1,230
FY 2026$660$660$850$1,170$1,260
FY 2025$620$630$820$1,140$1,190
FY 2024$650$650$860$1,180$1,250
FY 2023$560$560$740$1,000$1,090

Two-bedroom rent in nearby Calhoun County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 36260
36250$1,190+29.3%
36251$9200.0%
36255$970+5.4%
36256$9200.0%
36257$1,010+9.8%
36258$950+3.3%
36260Current$920—
36264$970+5.4%
36265$980+6.5%
36266$9200.0%
36268$9200.0%
36271$9200.0%

Questions about ZIP 36260 rents

How much will Section 8 pay for a two-bedroom in ZIP 36260?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $1,010, which applies unless the housing authority uses Small Area FMRs, that basic range is $909 to $1,111 a month; under the ZIP-level Small Area FMR of $920 it would be $828 to $1,012. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 36260 in?

ZIP 36260 is in the Anniston-Oxford, AL MSA. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $1,010.

How much did fair market rent change in ZIP 36260 for FY 2027?

The two-bedroom FMR rose 8.2%, from $850 in FY 2026 to $920 in FY 2027. Since FY 2023 it has risen 24.3%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentEastaboga, AL fair market rentAL statewide rentsWhat is SAFMR?Data sources