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Dale County/Clopton/36317

36317

ZIPSAFMR
Dale County, AL
Zillow

ZIP Investment Score

108Above average

095130300
BRFMR
Eff. Rent
0 BR$740$740
1 BR$830$830
2 BR$970$970
3 BR$1,250$1,250
4 BR$1,390$1,390
5 BR$1,598Not available
6 BR$1,838Not available
7 BR$2,114Not available
8 BR$2,431Not available

Purchase Price Calculator

Maximum purchase price
$82,225

Cost breakdown

+Likely effective rent$970
HUD FMRUsed$970
Market rentN/A
Est. payment standardN/A
-Principal and interest-$416
Loan amount$65,780
Down payment$16,445
Rate6.50%
Term30 years
-Operating costs-$354
Property taxes-$82
Insurance-$175
Utilities$0
HOA$0
Management-$97
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$15,879(96.6% ROI)
Projected value
$88,547
Return breakdown
Property appreciation+$6,322
Loan principal paid down+$2,357
Rental cash flow+$7,200
5-year hold
+$27,008(164.2% ROI)
Projected value
$93,030
Return breakdown
Property appreciation+$10,805
Loan principal paid down+$4,203
Rental cash flow+$12,000
10-year hold
+$57,044(346.9% ROI)
Projected value
$105,255
Return breakdown
Property appreciation+$23,030
Loan principal paid down+$10,014
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
--
Tax rate
--
Mortgage rate
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ZIP 36317 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 36317 (Clopton, AL) is $970 a month. That is up 15.5% from $840 in FY 2026. Clopton is in the Dale County, AL non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $921. Among 20 ZIP codes in Dale County, 36317 has the 6th-highest two-bedroom rent (county range $920–$1,380).

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 36317
BedroomsFY 2027Change90–110% range
Studio$740+19.4%$666–$814
1BR$830+18.6%$747–$913
2BR$970+15.5%$873–$1,067
3BR$1,250+15.7%$1,125–$1,375
4BR$1,390+16.8%$1,251–$1,529

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 36317
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$740$830$970$1,250$1,390
FY 2026$620$700$840$1,080$1,190
FY 2025$670$680$790$1,090$1,310
FY 2024$660$660$860$1,100$1,190
FY 2023$570$570$750$990$1,010

Two-bedroom rent in nearby Dale County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 36317
36301$920−5.2%
36303$960−1.0%
36305$1,250+28.9%
36311$920−5.2%
36316$1,100+13.4%
36317Current$970—
36318$920−5.2%
36319$920−5.2%
36322$920−5.2%
36330$1,140+17.5%
36345$920−5.2%
36350$920−5.2%

Questions about ZIP 36317 rents

How much will Section 8 pay for a two-bedroom in ZIP 36317?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $921, which applies unless the housing authority uses Small Area FMRs, that basic range is $829 to $1,013 a month; under the ZIP-level Small Area FMR of $970 it would be $873 to $1,067. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 36317 in?

ZIP 36317 is in the Dale County, AL non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $921.

How much did fair market rent change in ZIP 36317 for FY 2027?

The two-bedroom FMR rose 15.5%, from $840 in FY 2026 to $970 in FY 2027. Since FY 2023 it has risen 29.3%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentClopton, AL fair market rentAL statewide rentsWhat is SAFMR?Data sources