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Robertson County/Adams/37010

37010

ZIPSAFMR
Robertson County, TN
Zillow

ZIP Investment Score

53Below average

095130300
BRFMR
Eff. Rent
0 BR$1,040$1,040
1 BR$1,060$1,060
2 BR$1,230$1,230
3 BR$1,670$1,670
4 BR$2,020$2,020
5 BR$2,323Not available
6 BR$2,671Not available
7 BR$3,072Not available
8 BR$3,533Not available

Purchase Price Calculator

Maximum purchase price
$120,861

Cost breakdown

+Likely effective rent$1,230
HUD FMRUsed$1,230
Market rentN/A
Est. payment standardN/A
-Principal and interest-$611
Loan amount$96,689
Down payment$24,172
Rate6.50%
Term30 years
-Operating costs-$419
Property taxes-$121
Insurance-$175
Utilities$0
HOA$0
Management-$123
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$19,957(82.6% ROI)
Projected value
$130,154
Return breakdown
Property appreciation+$9,293
Loan principal paid down+$3,464
Rental cash flow+$7,200
5-year hold
+$34,060(140.9% ROI)
Projected value
$136,743
Return breakdown
Property appreciation+$15,882
Loan principal paid down+$6,177
Rental cash flow+$12,000
10-year hold
+$72,571(300.2% ROI)
Projected value
$154,712
Return breakdown
Property appreciation+$33,851
Loan principal paid down+$14,720
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
--
Tax rate
--
Mortgage rate
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ZIP 37010 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 37010 (Adams, TN) is $1,230 a month. That is down 9.6% from $1,360 in FY 2026. Adams is in the Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 14 ZIP codes in Robertson County, 37010 has the 12th-highest two-bedroom rent (county range $1,190–$1,800). The median county two-bedroom FMR in Tennessee is $1,048, so ZIP 37010 is 17% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 37010
BedroomsFY 2027Change90–110% range
Studio$1,040−9.6%$936–$1,144
1BR$1,060−9.4%$954–$1,166
2BR$1,230−9.6%$1,107–$1,353
3BR$1,670−9.7%$1,503–$1,837
4BR$2,020−9.8%$1,818–$2,222

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 37010
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,040$1,060$1,230$1,670$2,020
FY 2026$1,150$1,170$1,360$1,850$2,240
FY 2025$1,270$1,300$1,510$2,050$2,480
FY 2024$1,270$1,350$1,670$2,270$2,750
FY 2023$980$990$1,130$1,500$1,830

Two-bedroom rent in nearby Robertson County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 37010
37010Current$1,230—
37032$1,240+0.8%
37043$1,380+12.2%
37048$1,190−3.3%
37049$1,300+5.7%
37072$1,660+35.0%
37073$1,360+10.6%
37080$1,210−1.6%
37141$1,420+15.4%
37146$1,800+46.3%
37148$1,290+4.9%
37152$1,440+17.1%

Questions about ZIP 37010 rents

How much will Section 8 pay for a two-bedroom in ZIP 37010?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,230, that basic range is $1,107 to $1,353 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 37010 in?

ZIP 37010 is in the Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 37010 for FY 2027?

The two-bedroom FMR fell 9.6%, from $1,360 in FY 2026 to $1,230 in FY 2027. Since FY 2023 it has risen 8.8%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentAdams, TN fair market rentTN statewide rentsWhat is SAFMR?Data sources