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Dickson County/Cunningham/37052

37052

ZIPSAFMR
Dickson County, TN
Zillow

ZIP Investment Score

57Below average

095130300
BRFMR
Eff. Rent
0 BR$1,040$1,140
1 BR$1,060$1,160
2 BR$1,190$1,260
3 BR$1,540$1,630
4 BR$1,870$1,830
5 BR$2,151Not available
6 BR$2,473Not available
7 BR$2,844Not available
8 BR$3,271Not available

Purchase Price Calculator

Maximum purchase price
$125,319

Cost breakdown

+Likely effective rent$1,260
HUD FMR$1,190
Market rent$1,300
Est. payment standard (106%)Used$1,260
-Principal and interest-$634
Loan amount$100,255
Down payment$25,064
Rate6.50%
Term30 years
-Operating costs-$426
Property taxes-$125
Insurance-$175
Utilities$0
HOA$0
Management-$126
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$20,428(81.5% ROI)
Projected value
$134,955
Return breakdown
Property appreciation+$9,636
Loan principal paid down+$3,592
Rental cash flow+$7,200
5-year hold
+$34,873(139.1% ROI)
Projected value
$141,787
Return breakdown
Property appreciation+$16,468
Loan principal paid down+$6,405
Rental cash flow+$12,000
10-year hold
+$74,363(296.7% ROI)
Projected value
$160,419
Return breakdown
Property appreciation+$35,100
Loan principal paid down+$15,263
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
0.72
1 BR
0.87
2 BR
0.92
3 BR
0.92
4 BR
1.02
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 37052 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 37052 (Cunningham, TN) is $1,190 a month. That is down 9.8% from $1,320 in FY 2026. Cunningham is in the Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 13 ZIP codes in Dickson County, 37052 is tied for the 5th-highest two-bedroom rent (county range $1,190–$1,620). The median county two-bedroom FMR in Tennessee is $1,048, so ZIP 37052 is 14% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 37052
BedroomsFY 2027Change90–110% range
Studio$1,040−9.6%$936–$1,144
1BR$1,060−9.4%$954–$1,166
2BR$1,190−9.8%$1,071–$1,309
3BR$1,540−7.2%$1,386–$1,694
4BR$1,870−7.4%$1,683–$2,057

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 37052
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,040$1,060$1,190$1,540$1,870
FY 2026$1,150$1,170$1,320$1,660$2,020
FY 2025$1,270$1,300$1,460$1,840$2,240
FY 2024$1,100$1,130$1,270$1,660$2,010
FY 2023$980$990$1,130$1,430$1,780

Two-bedroom rent in nearby Dickson County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 37052
37025$1,1900.0%
37029$1,210+1.7%
37036$1,1900.0%
37051$1,1900.0%
37052Current$1,190—
37055$1,310+10.1%
37056$1,240+4.2%
37062$1,620+36.1%
37101$1,1900.0%
37165$1,1900.0%
37171$1,1900.0%
37181$1,1900.0%

Questions about ZIP 37052 rents

How much will Section 8 pay for a two-bedroom in ZIP 37052?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,190, that basic range is $1,071 to $1,309 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 37052 in?

ZIP 37052 is in the Nashville-Davidson--Murfreesboro--Franklin, TN HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 37052 for FY 2027?

The two-bedroom FMR fell 9.8%, from $1,320 in FY 2026 to $1,190 in FY 2027. Since FY 2023 it has risen 5.3%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentCunningham, TN fair market rentTN statewide rentsWhat is SAFMR?Data sources