37909
ZIPSAFMR
Knox County, TN
BRFMR
Eff. Rent
0 BR$1,180$1,180
1 BR$1,180$1,180
2 BR$1,470$1,470
3 BR$1,860$1,860
4 BR$2,170$2,170
5 BR$2,496
6 BR$2,870
7 BR$3,300
8 BR$3,795

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
0.96ratio
FMR$1,180
Market$1,230
vs market-$50

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.96
1 BR
1 BR
0.81ratio
FMR$1,180
Market$1,450
vs market-$270

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.81
2 BR
2 BR
0.89ratio
FMR$1,470
Market$1,660
vs market-$190

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.89
3 BR
3 BR
0.87ratio
FMR$1,860
Market$2,130
vs market-$270

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.87
4 BR
4 BR
0.84ratio
FMR$2,170
Market$2,570
vs market-$400

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.84
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$156,525
Rent
$1,470
Down payment
$31,305
Loan
$125,220
Mortgage
$791
Expenses
$479
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 37909 (TN) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.