39201
ZIPSAFMR
Hinds County, MS
BRFMR
Eff. Rent
0 BR$1,330$1,200
1 BR$1,340$1,300
2 BR$1,570$1,130
3 BR$1,880$1,300
4 BR$2,080$1,440
5 BR$2,392
6 BR$2,751
7 BR$3,163
8 BR$3,638

Purchase Price Calculator

Maximum purchase price
$106,001

Cost breakdown

+Likely effective rent$1,130
HUD FMR$1,570
Market rentUsed$1,130
Est. payment standard (90%)$1,410
Market rent is below the inferred standard ($1,410, 90% of FMR).
-Principal and interest-$536
Loan amount$84,801
Down payment$21,200
Rate6.50%
Term30 years
-Operating costs-$394
Property taxes-$106
Insurance-$175
Utilities$0
HOA$0
Management-$113
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$18,389(86.7% ROI)
Projected value
$114,152
Current value$106,001
Return breakdown
Property appreciation+$8,150
Loan principal paid down+$3,038
Rental cash flow+$7,200
5-year hold
+$31,347(147.9% ROI)
Projected value
$119,930
Current value$106,001
Return breakdown
Property appreciation+$13,929
Loan principal paid down+$5,418
Rental cash flow+$12,000
10-year hold
+$66,599(314.1% ROI)
Projected value
$135,690
Current value$106,001
Return breakdown
Property appreciation+$29,689
Loan principal paid down+$12,910
Rental cash flow+$24,000

Upgrade to access AI-powered research tools

Upgrade

Rolodex

Upgrade to access AI-powered research tools

Upgrade

Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.11ratio
FMR$1,330
Market$1,200
vs market+$130

FMR is above market; underwrite to market rent.

90% standard$1,197 / 1.00 ratio110% standard$1,463 / 1.22 ratio
1.11
1 BR
1 BR
1.03ratio
FMR$1,340
Market$1,300
vs market+$40

FMR is near market; voucher and private rents are aligned.

90% standard$1,206 / 0.93 ratio110% standard$1,474 / 1.13 ratio
1.03
2 BR
2 BR
1.39ratio
FMR$1,570
Market$1,130
vs market+$440

FMR is above market; underwrite to market rent.

90% standard$1,413 / 1.25 ratio110% standard$1,727 / 1.53 ratio
1.39
3 BR
3 BR
1.45ratio
FMR$1,880
Market$1,300
vs market+$580

FMR is above market; underwrite to market rent.

90% standard$1,692 / 1.30 ratio110% standard$2,068 / 1.59 ratio
1.45
4 BR
4 BR
1.44ratio
FMR$2,080
Market$1,440
vs market+$640

FMR is above market; underwrite to market rent.

90% standard$1,872 / 1.30 ratio110% standard$2,288 / 1.59 ratio
1.44
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 39201 (MS) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

39201 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 39201 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,570 and the 4 bedroom fair market rent is $2,080.

Use this page for searches like 39201 FMR, 39201 fair market rent, and 39201 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 39201
Bedroom sizeHUD FMR
Studio$1,330
1 bedroom$1,340
2 bedroom$1,570
3 bedroom$1,880
4 bedroom$2,080