42501
ZIPSAFMR
Pulaski County, KY
BRFMR
Eff. Rent
0 BR$640$700
1 BR$680$750
2 BR$890$980
3 BR$1,070$1,180
4 BR$1,310$1,440
5 BR$1,506
6 BR$1,732
7 BR$1,992
8 BR$2,291

Purchase Price Calculator

Maximum purchase price
$83,711

Cost breakdown

+Likely effective rent$980
HUD FMR$890
Market rent$1,250
Est. payment standard (110%)Used$980
Estimated payment standard is $980 (110% of FMR).
-Principal and interest-$423
Loan amount$66,969
Down payment$16,742
Rate6.50%
Term30 years
-Operating costs-$357
Property taxes-$84
Insurance-$175
Utilities$0
HOA$0
Management-$98
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$16,036(95.8% ROI)
Projected value
$90,148
Current value$83,711
Return breakdown
Property appreciation+$6,437
Loan principal paid down+$2,399
Rental cash flow+$7,200
5-year hold
+$27,279(162.9% ROI)
Projected value
$94,711
Current value$83,711
Return breakdown
Property appreciation+$11,000
Loan principal paid down+$4,279
Rental cash flow+$12,000
10-year hold
+$57,641(344.3% ROI)
Projected value
$107,157
Current value$83,711
Return breakdown
Property appreciation+$23,446
Loan principal paid down+$10,195
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.60ratio
FMR$640
Market$1,060
vs market-$420

FMR is below market; voucher rent may lag private rents.

90% standard$576 / 0.54 ratio110% standard$704 / 0.66 ratio
0.60
1 BR
1 BR
0.65ratio
FMR$680
Market$1,050
vs market-$370

FMR is below market; voucher rent may lag private rents.

90% standard$612 / 0.58 ratio110% standard$748 / 0.71 ratio
0.65
2 BR
2 BR
0.71ratio
FMR$890
Market$1,250
vs market-$360

FMR is below market; voucher rent may lag private rents.

90% standard$801 / 0.64 ratio110% standard$979 / 0.78 ratio
0.71
3 BR
3 BR
0.70ratio
FMR$1,070
Market$1,520
vs market-$450

FMR is below market; voucher rent may lag private rents.

90% standard$963 / 0.63 ratio110% standard$1,177 / 0.77 ratio
0.70
4 BR
4 BR
0.74ratio
FMR$1,310
Market$1,760
vs market-$450

FMR is below market; voucher rent may lag private rents.

90% standard$1,179 / 0.67 ratio110% standard$1,441 / 0.82 ratio
0.74
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 42501 (KY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

42501 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 42501 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $890 and the 4 bedroom fair market rent is $1,310.

Use this page for searches like 42501 FMR, 42501 fair market rent, and 42501 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 42501
Bedroom sizeHUD FMR
Studio$640
1 bedroom$680
2 bedroom$890
3 bedroom$1,070
4 bedroom$1,310