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Delaware County/Croton/43013

43013

ZIPSAFMR
Delaware County, OH
Zillow

ZIP Investment Score

59Below average

095130300
BRFMR
Eff. Rent
0 BR$1,140$1,140
1 BR$1,220$1,220
2 BR$1,450$1,450
3 BR$1,730$1,730
4 BR$1,970$1,970
5 BR$2,266Not available
6 BR$2,605Not available
7 BR$2,996Not available
8 BR$3,446Not available

Purchase Price Calculator

Maximum purchase price
$153,553

Cost breakdown

+Likely effective rent$1,450
HUD FMRUsed$1,450
Market rentN/A
Est. payment standardN/A
-Principal and interest-$776
Loan amount$122,842
Down payment$30,711
Rate6.50%
Term30 years
-Operating costs-$474
Property taxes-$154
Insurance-$175
Utilities$0
HOA$0
Management-$145
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$23,408(76.2% ROI)
Projected value
$165,360
Return breakdown
Property appreciation+$11,807
Loan principal paid down+$4,401
Rental cash flow+$7,200
5-year hold
+$40,027(130.3% ROI)
Projected value
$173,731
Return breakdown
Property appreciation+$20,178
Loan principal paid down+$7,848
Rental cash flow+$12,000
10-year hold
+$85,709(279.1% ROI)
Projected value
$196,561
Return breakdown
Property appreciation+$43,008
Loan principal paid down+$18,701
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Not enough rental comps in this area to determine how FMR aligns with current market rates.

Historical
FY 2023-2027
FMR
FY2027
Property value
--
Tax rate
--
Mortgage rate
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ZIP 43013 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 43013 (Croton, OH) is $1,450 a month. That is up 9.8% from $1,320 in FY 2026. Croton is in the Columbus, OH HUD Metro FMR Area, where HUD requires housing authorities to set voucher payment standards by ZIP code using Small Area FMRs. Among 26 ZIP codes in Delaware County, 43013 has the 18th-highest two-bedroom rent (county range $1,040–$2,300). The median county two-bedroom FMR in Ohio is $1,048, so ZIP 43013 is 38% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 43013
BedroomsFY 2027Change90–110% range
Studio$1,140+10.7%$1,026–$1,254
1BR$1,220+10.9%$1,098–$1,342
2BR$1,450+9.8%$1,305–$1,595
3BR$1,730+9.5%$1,557–$1,903
4BR$1,970+10.7%$1,773–$2,167

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 43013
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$1,140$1,220$1,450$1,730$1,970
FY 2026$1,030$1,100$1,320$1,580$1,780
FY 2025$1,030$1,120$1,350$1,630$1,810
FY 2024$920$1,010$1,230$1,490$1,650
FY 2023$780$870$1,080$1,320$1,460

Two-bedroom rent in nearby Delaware County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 43013
43003$1,330−8.3%
43011$1,040−28.3%
43013Current$1,450—
43015$1,610+11.0%
43016$2,180+50.3%
43017$1,970+35.9%
43021$1,700+17.2%
43031$1,460+0.7%
43032$1,850+27.6%
43035$2,020+39.3%
43040$1,590+9.7%
43054$2,300+58.6%

Questions about ZIP 43013 rents

How much will Section 8 pay for a two-bedroom in ZIP 43013?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With a two-bedroom FMR of $1,450, that basic range is $1,305 to $1,595 a month. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 43013 in?

ZIP 43013 is in the Columbus, OH HUD Metro FMR Area. HUD requires Small Area FMRs in this area, so payment standards are set by ZIP code.

How much did fair market rent change in ZIP 43013 for FY 2027?

The two-bedroom FMR rose 9.8%, from $1,320 in FY 2026 to $1,450 in FY 2027. Since FY 2023 it has risen 34.3%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentCroton, OH fair market rentOH statewide rentsWhat is SAFMR?Data sources