44035
ZIPSAFMR
Lorain County, OH
BRFMR
Eff. Rent
0 BR$840$710
1 BR$950$700
2 BR$1,150$1,020
3 BR$1,480$1,340
4 BR$1,580$1,580
5 BR$1,817
6 BR$2,090
7 BR$2,403
8 BR$2,763

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
1.18ratio
FMR$840
Market$710
vs market+$130

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.18
1 BR
1 BR
1.36ratio
FMR$950
Market$700
vs market+$250

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.36
2 BR
2 BR
1.13ratio
FMR$1,150
Market$1,020
vs market+$130

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.13
3 BR
3 BR
1.10ratio
FMR$1,480
Market$1,340
vs market+$140

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.10
4 BR
4 BR
0.98ratio
FMR$1,580
Market$1,620
vs market-$40

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.98
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$108,973
Rent
$1,150
Down payment
$21,795
Loan
$87,178
Mortgage
$551
Expenses
$399
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 44035 (OH) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.