44108
ZIPSAFMR
Cuyahoga County, OH
BRFMR
Eff. Rent
0 BR$850$940
1 BR$960$800
2 BR$1,160$1,220
3 BR$1,490$1,300
4 BR$1,600$1,480
5 BR$1,840
6 BR$2,116
7 BR$2,433
8 BR$2,798

Purchase Price Calculator

Maximum purchase price
$119,375

Cost breakdown

+Likely effective rent$1,220
HUD FMR$1,160
Market rent$1,250
Est. payment standard (105%)Used$1,220
Estimated payment standard is $1,220 (105% of FMR).
-Principal and interest-$604
Loan amount$95,500
Down payment$23,875
Rate6.50%
Term30 years
-Operating costs-$416
Property taxes-$119
Insurance-$175
Utilities$0
HOA$0
Management-$122
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$19,800(82.9% ROI)
Projected value
$128,554
Current value$119,375
Return breakdown
Property appreciation+$9,179
Loan principal paid down+$3,422
Rental cash flow+$7,200
5-year hold
+$33,788(141.5% ROI)
Projected value
$135,062
Current value$119,375
Return breakdown
Property appreciation+$15,687
Loan principal paid down+$6,102
Rental cash flow+$12,000
10-year hold
+$71,974(301.5% ROI)
Projected value
$152,810
Current value$119,375
Return breakdown
Property appreciation+$33,435
Loan principal paid down+$14,539
Rental cash flow+$24,000

Upgrade to access AI-powered research tools

Upgrade

Rolodex

Upgrade to access AI-powered research tools

Upgrade

Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.75ratio
FMR$850
Market$1,140
vs market-$290

FMR is below market; voucher rent may lag private rents.

90% standard$765 / 0.67 ratio110% standard$935 / 0.82 ratio
0.75
1 BR
1 BR
1.20ratio
FMR$960
Market$800
vs market+$160

FMR is above market; underwrite to market rent.

90% standard$864 / 1.08 ratio110% standard$1,056 / 1.32 ratio
1.20
2 BR
2 BR
0.93ratio
FMR$1,160
Market$1,250
vs market-$90

FMR is near market; voucher and private rents are aligned.

90% standard$1,044 / 0.84 ratio110% standard$1,276 / 1.02 ratio
0.93
3 BR
3 BR
1.15ratio
FMR$1,490
Market$1,300
vs market+$190

FMR is above market; underwrite to market rent.

90% standard$1,341 / 1.03 ratio110% standard$1,639 / 1.26 ratio
1.15
4 BR
4 BR
1.08ratio
FMR$1,600
Market$1,480
vs market+$120

FMR is near market; voucher and private rents are aligned.

90% standard$1,440 / 0.97 ratio110% standard$1,760 / 1.19 ratio
1.08
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 44108 (OH) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

44108 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 44108 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,160 and the 4 bedroom fair market rent is $1,600.

Use this page for searches like 44108 FMR, 44108 fair market rent, and 44108 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 44108
Bedroom sizeHUD FMR
Studio$850
1 bedroom$960
2 bedroom$1,160
3 bedroom$1,490
4 bedroom$1,600