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44143

ZIPSAFMR
Cuyahoga County, OH
BRFMR
Eff. Rent
0 BR$880$970
1 BR$990$1,090
2 BR$1,200$1,270
3 BR$1,540$1,690
4 BR$1,650$1,820
5 BR$1,897
6 BR$2,182
7 BR$2,509
8 BR$2,886

Purchase Price Calculator

Maximum purchase price
$126,805

Cost breakdown

+Likely effective rent$1,270
HUD FMR$1,200
Market rent$1,310
Est. payment standard (106%)Used$1,270
Estimated payment standard is $1,270 (106% of FMR).
-Principal and interest-$641
Loan amount$101,444
Down payment$25,361
Rate6.50%
Term30 years
-Operating costs-$429
Property taxes-$127
Insurance-$175
Utilities$0
HOA$0
Management-$127
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$20,585(81.2% ROI)
Projected value
$136,555
Current value$126,805
Return breakdown
Property appreciation+$9,750
Loan principal paid down+$3,634
Rental cash flow+$7,200
5-year hold
+$35,144(138.6% ROI)
Projected value
$143,468
Current value$126,805
Return breakdown
Property appreciation+$16,663
Loan principal paid down+$6,481
Rental cash flow+$12,000
10-year hold
+$74,960(295.6% ROI)
Projected value
$162,321
Current value$126,805
Return breakdown
Property appreciation+$35,516
Loan principal paid down+$15,444
Rental cash flow+$24,000

Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.74ratio
FMR$880
Market$1,190
vs market-$310

FMR is below market; voucher rent may lag private rents.

90% standard$792 / 0.67 ratio110% standard$968 / 0.81 ratio
0.74
1 BR
1 BR
0.82ratio
FMR$990
Market$1,200
vs market-$210

FMR is below market; voucher rent may lag private rents.

90% standard$891 / 0.74 ratio110% standard$1,089 / 0.91 ratio
0.82
2 BR
2 BR
0.92ratio
FMR$1,200
Market$1,310
vs market-$110

FMR is near market; voucher and private rents are aligned.

90% standard$1,080 / 0.82 ratio110% standard$1,320 / 1.01 ratio
0.92
3 BR
3 BR
0.81ratio
FMR$1,540
Market$1,890
vs market-$350

FMR is below market; voucher rent may lag private rents.

90% standard$1,386 / 0.73 ratio110% standard$1,694 / 0.90 ratio
0.81
4 BR
4 BR
0.81ratio
FMR$1,650
Market$2,030
vs market-$380

FMR is below market; voucher rent may lag private rents.

90% standard$1,485 / 0.73 ratio110% standard$1,815 / 0.89 ratio
0.81
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 44143 (OH) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

44143 fair market rent benchmarks

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 44143 shows monthly rent benchmarks by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,200 and the 4 bedroom fair market rent is $1,650.

Use these values to compare bedroom-size rent benchmarks and screen a property's rent assumptions. Local housing authorities set voucher payment standards, which may be above or below published HUD FMR, so confirm the applicable authority and current schedule before underwriting a property. Read the FMR and payment-standard guide for the full verification workflow.

FY 2026 Fair Market Rent by bedroom size for 44143
Bedroom sizeHUD FMR
Studio$880
1 bedroom$990
2 bedroom$1,200
3 bedroom$1,540
4 bedroom$1,650